106 RIDGE OAK DR, GEORGETOWN, TX 78628
GEORGETOWN, 78628 — williamson County
Property at a Glance
This home is estimated between $336,043 and $379,153, with a best estimate of $356,046. That places the property below the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162, in a neighborhood that declined 0.4% over the past year.
Estimated Value Range
$356,046
$352,137
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5, this home's estimated market value is between $336,043 and $379,153. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$35,629 for 170 sqft less living space and +$403 for being newer. Net adjustment: -$35,226.
Adjusted +$3,353 for 16 sqft more living space. Net adjustment: +$3,353.
Adjusted +$4,192 for 20 sqft more living space. Net adjustment: +$4,192.
Adjusted -$2,934 for 14 sqft less living space. Net adjustment: -$2,934.
Adjusted -$19,701 for 94 sqft less living space. Net adjustment: -$19,701.
The Neighborhood
This home is valued 6.6% below the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 0.4% over the past year.
G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5
typicalThis home is -6.6% below the subdivision median.
Tax Analysis
The estimated annual property tax is $6,400 across all districts. With a homestead exemption claimed, that drops to $4,802 — saving $1,598 per year. That's $400 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Georgetown ISD | School | 1.0506% | $3,700 |
| Williamson County | County | 0.3694% | $1,301 |
| Georgetown | City | 0.3530% | $1,243 |
| Williamson County FM/Rd | County | 0.0443% | $156 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 1.8174% | $6,400 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $356,046 would pay approximately $2,222 per month (principal and interest only, excluding taxes and insurance).