109 LIVE OAK DR, GEORGETOWN, TX 78628
GEORGETOWN, 78628 — williamson County
Property at a Glance
This home is estimated between $317,138 and $390,935, with a best estimate of $387,044. That places the property above the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162, in a neighborhood that declined 0.4% over the past year.
Estimated Value Range
$387,044
$357,450
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5, this home's estimated market value is between $317,138 and $390,935. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$13,413 for 64 sqft less living space and -$2,822 for being older. Net adjustment: -$16,235.
Adjusted +$11,737 for 56 sqft more living space and -$403 for being older. Net adjustment: +$11,334.
Adjusted +$42,965 for 205 sqft more living space and -$2,822 for being older. Net adjustment: +$40,143.
Adjusted +$21,797 for 104 sqft more living space and -$2,822 for being older. Net adjustment: +$18,975.
Adjusted -$54,073 for 258 sqft less living space and -$2,822 for being older. Net adjustment: -$56,895.
The Neighborhood
This home is valued 5.2% below the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 0.4% over the past year.
G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5
typicalThis home is -5.2% below the subdivision median.
Tax Analysis
The estimated annual property tax is $6,496 across all districts. With a homestead exemption claimed, that drops to $4,896 — saving $1,600 per year. That's $408 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Georgetown ISD | School | 1.0506% | $3,755 |
| Williamson County | County | 0.3694% | $1,321 |
| Georgetown | City | 0.3530% | $1,262 |
| Williamson County FM/Rd | County | 0.0443% | $158 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 1.8174% | $6,496 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $387,044 would pay approximately $2,416 per month (principal and interest only, excluding taxes and insurance).