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108 SHADY OAK DR, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

3 bed2 bath1,801 sqftBuilt 1980

Property at a Glance

This home is estimated between $327,725 and $399,125, with a best estimate of $343,605. That places the property below the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162, in a neighborhood that declined 0.4% over the past year.

Estimated Value Range

$327,725 $399,125
Best Estimate
$343,605
WCAD Value
$368,348
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5, this home's estimated market value is between $327,725 and $399,125. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

110 SHADY OAK DR, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
3 bed 2 bath 1,618 sqft Built 1980
Raw Value $353,205
Adjusted Value $391,559

Adjusted +$38,354 for 183 sqft more living space. Net adjustment: +$38,354.

106 SHADY OAK DR, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
3 bed 2 bath 1,968 sqft Built 1980
Raw Value $378,606
Adjusted Value $343,605

Adjusted -$35,001 for 167 sqft less living space. Net adjustment: -$35,001.

123 SPANISH OAK CIR, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
3 bed 2 bath 2,025 sqft Built 1980
Raw Value $389,680
Adjusted Value $342,733

Adjusted -$46,947 for 224 sqft less living space. Net adjustment: -$46,947.

125 SPANISH OAK CIR, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
3 bed 2 bath 1,686 sqft Built 1980
Raw Value $375,023
Adjusted Value $399,125

Adjusted +$24,102 for 115 sqft more living space. Net adjustment: +$24,102.

121 SPANISH OAK CIR, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
3 bed 2 bath 2,012 sqft Built 1980
Raw Value $371,947
Adjusted Value $327,725

Adjusted -$44,222 for 211 sqft less living space. Net adjustment: -$44,222.

The Neighborhood

This home is valued 2.3% below the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 0.4% over the past year.

G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5

typical
358 Properties
$377,162 Median Value
-0.4% YoY Change
4% Have Pool
96% Have Garage
This Home
$368,348
Median
$377,162

This home is -2.3% below the subdivision median.

Tax Analysis

The estimated annual property tax is $6,694 across all districts. With a homestead exemption claimed, that drops to $5,090 — saving $1,604 per year. That's $424 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$3,870
Williamson CountyCounty0.3694%$1,361
GeorgetownCity0.3530%$1,300
Williamson County FM/RdCounty0.0443%$163
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.8174%$6,694

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $343,605 would pay approximately $2,145 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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