404 RIDGEWOOD DR, GEORGETOWN, TX 78628
GEORGETOWN, 78628 — williamson County
Property at a Glance
This home is estimated between $324,117 and $471,221, with a best estimate of $393,801. That places the property above the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162, in a neighborhood that declined 0.4% over the past year.
Estimated Value Range
$393,801
$375,561
Based on 5 comparable properties(2 in the same subdivision)
There are 5 comparable properties within range, but few are in G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5. The estimated range of $324,117 and $471,221 should be treated as a rough guide.
Comparable Properties (5)
Adjusted -$20,958 for 100 sqft less living space and -$403 for being older. Net adjustment: -$21,361.
Adjusted -$53,234 for 254 sqft less living space and -$8,692 for no pool. Net adjustment: -$61,926.
Adjusted -$78,594 for 375 sqft less living space and +$2,419 for being newer. Net adjustment: -$76,175.
Adjusted +$48,414 for 231 sqft more living space and -$403 for being older. Net adjustment: +$48,011.
Adjusted -$49,881 for 238 sqft less living space and +$806 for being newer. Net adjustment: -$49,075.
The Neighborhood
This home is in line with the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162. Note that values in this subdivision declined 0.4% over the past year.
G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5
typicalThis home is -0.4% below the subdivision median.
Tax Analysis
The estimated annual property tax is $6,825 across all districts. With a homestead exemption claimed, that drops to $5,219 — saving $1,606 per year. That's $435 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Georgetown ISD | School | 1.0506% | $3,946 |
| Williamson County | County | 0.3694% | $1,387 |
| Georgetown | City | 0.3530% | $1,326 |
| Williamson County FM/Rd | County | 0.0443% | $166 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 1.8174% | $6,825 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $393,801 would pay approximately $2,458 per month (principal and interest only, excluding taxes and insurance).