409 RIDGECREST RD, GEORGETOWN, TX 78628
GEORGETOWN, 78628 — williamson County
Property at a Glance
This home is estimated between $463,615 and $758,716, with a best estimate of $620,699. That places the property above the G180580F - Oakcrest Estates (Riverside & Spring) median of $521,372, in a neighborhood that appreciated 15.7% over the past year.
Estimated Value Range
$620,699
$573,694
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in G180580F - Oakcrest Estates (Riverside & Spring), this home's estimated market value is between $463,615 and $758,716. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted +$23,194 for 85 sqft more living space and -$24,359 for being older. Net adjustment: -$1,165.
Adjusted +$136,438 for 500 sqft more living space and +$17,716 for being newer. Net adjustment: +$154,154.
Adjusted -$46,935 for 172 sqft less living space. Net adjustment: -$46,935.
Adjusted +$111,606 for 409 sqft more living space. Net adjustment: +$111,606.
Adjusted +$6,822 for 25 sqft more living space and -$11,072 for being older. Net adjustment: -$4,250.
The Neighborhood
This home is valued 10.0% above the G180580F - Oakcrest Estates (Riverside & Spring) median of $521,372. With 168 homes in the subdivision, the property sits in the upper tier. The neighborhood appreciated 15.7% over the past year.
G180580F - Oakcrest Estates (Riverside & Spring)
typicalThis home is +10.0% above the subdivision median.
Tax Analysis
The estimated annual property tax is $9,367 across all districts. With a homestead exemption claimed, that drops to $7,710 — saving $1,657 per year. That's $643 per month a buyer should budget. The assessed value increased +22.4% vs the subdivision average of +15.7%. This above-average increase gives a protest opportunity score of 84 out of 100 — it may be worth challenging the appraisal.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Georgetown ISD | School | 1.0506% | $5,415 |
| Williamson County | County | 0.3694% | $1,904 |
| Georgetown | City | 0.3530% | $1,819 |
| Williamson County FM/Rd | County | 0.0443% | $228 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 1.8174% | $9,367 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $620,699 would pay approximately $3,874 per month (principal and interest only, excluding taxes and insurance).