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108 RIVER RD, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

3 bed2 bath2,138 sqftBuilt 1982

Property at a Glance

This home is estimated between $489,595 and $749,895, with a best estimate of $541,397. That places the property above the G180580F - Oakcrest Estates (Riverside & Spring) median of $521,372, in a neighborhood that appreciated 15.7% over the past year.

Estimated Value Range

$489,595 $749,895
Best Estimate
$541,397
WCAD Value
$642,453
Low Confidence

Based on 5 comparable properties(0 in the same subdivision)

There are 5 comparable properties within range, but none are in G180580F - Oakcrest Estates (Riverside & Spring). The estimated range of $489,595 and $749,895 should be treated as a rough guide.

Comparable Properties (5)

3 bed 2 bath 2,120 sqft Built 1984
Raw Value $660,868
Adjusted Value $749,895

Adjusted +$4,912 for 18 sqft more living space and -$4,429 for being older and +$88,544 for having a pool. Net adjustment: +$89,027.

3 bed 2 bath 2,245 sqft Built 1983
Raw Value $432,463
Adjusted Value $489,595

Adjusted -$29,198 for 107 sqft less living space and -$2,214 for being older and +$88,544 for having a pool. Net adjustment: +$57,132.

3 bed 2 bath 1,610 sqft Built 1981
Raw Value $389,747
Adjusted Value $624,583

Adjusted +$144,078 for 528 sqft more living space and +$2,214 for being newer and +$88,544 for having a pool. Net adjustment: +$234,836.

4 bed 2 bath 2,149 sqft Built 1995
Raw Value $457,779
Adjusted Value $514,533

Adjusted -$3,002 for 11 sqft less living space and -$28,788 for being older and +$88,544 for having a pool. Net adjustment: +$56,754.

3 bed 2 bath 1,645 sqft Built 1985
Raw Value $324,969
Adjusted Value $541,397

Adjusted +$134,527 for 493 sqft more living space and -$6,643 for being older and +$88,544 for having a pool. Net adjustment: +$216,428.

The Neighborhood

This home is valued 23.2% above the G180580F - Oakcrest Estates (Riverside & Spring) median of $521,372. With 168 homes in the subdivision, the property sits in the upper tier. The neighborhood appreciated 15.7% over the past year.

G180580F - Oakcrest Estates (Riverside & Spring)

above average
168 Properties
$521,372 Median Value
+15.7% YoY Change
4% Have Pool
85% Have Garage
This Home
$642,453
Median
$521,372

This home is +23.2% above the subdivision median.

Tax Analysis

The estimated annual property tax is $10,584 across all districts. With a homestead exemption claimed, that drops to $8,903 — saving $1,681 per year. That's $742 per month a buyer should budget. The assessed value increased +10.3% vs the subdivision average of +15.7%. This increase gives a protest opportunity score of 30 out of 100 — it may be worth challenging the appraisal.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$6,118
Williamson CountyCounty0.3694%$2,152
GeorgetownCity0.3530%$2,056
Williamson County FM/RdCounty0.0443%$258
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.8174%$10,584
30 / 100

Some opportunity.

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $541,397 would pay approximately $3,379 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/17/2026.

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