232 SPRING GARDEN DR, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $297,672 and $441,277, with a best estimate of $408,056. That places the property above the H103491H - Garden Park Sec 1 median of $388,608, in a neighborhood that appreciated 2.6% over the past year.
Estimated Value Range
$408,056
$397,999
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H103491H - Garden Park Sec 1, this home's estimated market value is between $297,672 and $441,277. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$110,492 for 414 sqft less living space. Net adjustment: -$110,492.
Adjusted +$38,165 for 143 sqft more living space and -$1,937 for being older. Net adjustment: +$36,228.
Adjusted +$14,679 for 55 sqft more living space. Net adjustment: +$14,679.
Adjusted +$33,094 for 124 sqft more living space. Net adjustment: +$33,094.
Adjusted +$41,635 for 156 sqft more living space. Net adjustment: +$41,635.
The Neighborhood
This home is valued 2.4% above the H103491H - Garden Park Sec 1 median of $388,608. With 123 homes in the subdivision, the property sits in the upper tier. The neighborhood appreciated 2.6% over the past year.
H103491H - Garden Park Sec 1
typicalThis home is +2.4% above the subdivision median.
Tax Analysis
The estimated annual property tax is $7,072 across all districts. With a homestead exemption claimed, that drops to $5,311 — saving $1,761 per year. That's $443 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $4,797 |
| Williamson County | County | 0.3694% | $1,470 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $398 |
| Williamson County FM/Rd | County | 0.0443% | $176 |
| EWC Higher Ed Center | special | 0.0409% | $163 |
| Upper Brushy Creek WCID | Water | 0.0170% | $68 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 1.7768% | $7,072 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $408,056 would pay approximately $2,547 per month (principal and interest only, excluding taxes and insurance).