104 COTTONWOOD DR, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $192,664 and $359,258, with a best estimate of $316,698. That places the property above the H202499H - Clark's Crossing Sec 1,2,3 median of $267,669, in a neighborhood that declined 6.6% over the past year.
Estimated Value Range
$316,698
$245,090
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H202499H - Clark's Crossing Sec 1,2,3, this home's estimated market value is between $192,664 and $359,258. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$22,554 for 115 sqft less living space and +$253 for being newer. Net adjustment: -$22,301.
Adjusted -$77,665 for 396 sqft less living space and +$169 for being newer. Net adjustment: -$77,496.
Adjusted -$89,628 for 457 sqft less living space and +$253 for being newer and +$60,193 for having a garage. Net adjustment: -$29,182.
Adjusted +$88,648 for 452 sqft more living space and +$169 for being newer. Net adjustment: +$88,817.
Adjusted -$4,707 for 24 sqft less living space and -$1,182 for being older. Net adjustment: -$5,889.
The Neighborhood
This home is valued 8.4% below the H202499H - Clark's Crossing Sec 1,2,3 median of $267,669. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 6.6% over the past year.
H202499H - Clark's Crossing Sec 1,2,3
typicalThis home is -8.4% below the subdivision median.
Tax Analysis
The estimated annual property tax is $5,301 across all districts. With a homestead exemption claimed, that drops to $3,568 — saving $1,733 per year. That's $297 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $2,954 |
| Hutto | City | 0.3859% | $946 |
| Williamson County | County | 0.3694% | $905 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $245 |
| Williamson County FM/Rd | County | 0.0443% | $109 |
| EWC Higher Ed Center | special | 0.0409% | $100 |
| Lower Brushy Creek WCID | Water | 0.0169% | $42 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1627% | $5,301 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $316,698 would pay approximately $1,977 per month (principal and interest only, excluding taxes and insurance).