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454 CARMEL CREEKSIDE DR, HUTTO, TX 78634

HUTTO, 78634 — williamson County

3 bed2 bath1,652 sqftBuilt 1981

Property at a Glance

This home is estimated between $441,243 and $786,681, with a best estimate of $714,742. That places the property above the H005D86H - Hutto Abstracts median of $644,778, in a neighborhood that appreciated 25.9% over the past year.

Estimated Value Range

$441,243 $786,681
Best Estimate
$714,742
WCAD Value
$771,881
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in H005D86H - Hutto Abstracts, this home's estimated market value is between $441,243 and $786,681. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

650 CARMEL CREEKSIDE DR, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,868 sqft Built 1982
Raw Value $785,547
Adjusted Value $714,742

Adjusted -$68,165 for 216 sqft less living space and -$2,640 for being older. Net adjustment: -$70,805.

311 CARMEL CREEKSIDE DR, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,218 sqft Built 1986
Raw Value $317,482
Adjusted Value $441,243

Adjusted +$136,961 for 434 sqft more living space and -$13,200 for being older. Net adjustment: +$123,761.

401 CARMEL CREEKSIDE DR, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,532 sqft Built 1986
Raw Value $664,918
Adjusted Value $786,681

Adjusted +$37,869 for 120 sqft more living space and -$13,200 for being older and +$97,094 for having a garage. Net adjustment: +$121,763.

291 CARMEL CREEKSIDE DR, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 2,190 sqft Built 1990
Raw Value $716,375
Adjusted Value $619,927

Adjusted -$169,781 for 538 sqft less living space and -$23,761 for being older and +$97,094 for having a garage. Net adjustment: -$96,448.

655 CARMEL CREEKSIDE DR, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 2,365 sqft Built 1985
Raw Value $965,664
Adjusted Value $730,097

Adjusted -$225,007 for 713 sqft less living space and -$10,560 for being older. Net adjustment: -$235,567.

The Neighborhood

This home is valued 19.7% above the H005D86H - Hutto Abstracts median of $644,778. With 1,074 homes in the subdivision, the property sits in the upper tier. The neighborhood appreciated 25.9% over the past year.

H005D86H - Hutto Abstracts

above average
1,074 Properties
$644,778 Median Value
+25.9% YoY Change
3% Have Pool
35% Have Garage
This Home
$771,881
Median
$644,778

This home is +19.7% above the subdivision median.

Tax Analysis

The estimated annual property tax is $10,973 across all districts. With a homestead exemption claimed, that drops to $9,172 — saving $1,801 per year. That's $764 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Hutto ISDSchool1.2052%$7,443
Williamson CountyCounty0.3694%$2,282
Williamson County ESD #3 - HuttoESD0.1000%$618
Williamson County FM/RdCounty0.0443%$274
EWC Higher Ed Centerspecial0.0409%$252
Upper Brushy Creek WCIDWater0.0170%$105
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.7768%$10,973

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $714,742 would pay approximately $4,461 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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