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109 LOST TREASURE TER, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

3 bed2 bath1,903 sqftBuilt 2023

Property at a Glance

This home is estimated between $354,889 and $433,229, with a best estimate of $392,562. That places the property above the G227623A - RETREAT AT SAN GABRIEL - R4 median of $364,230, in a neighborhood that declined 1.7% over the past year.

Estimated Value Range

$354,889 $433,229
Best Estimate
$392,562
WCAD Value
$363,486
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in G227623A - RETREAT AT SAN GABRIEL - R4, this home's estimated market value is between $354,889 and $433,229. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

113 LOST TREASURE TER, GEORGETOWN, TX 78628
0.01 mi 100% similar Same subdivision
3 bed 2 bath 1,709 sqft Built 2023
Raw Value $349,390
Adjusted Value $392,562

Adjusted +$43,172 for 194 sqft more living space. Net adjustment: +$43,172.

117 LOST TREASURE TER, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
4 bed 2 bath 1,907 sqft Built 2023
Raw Value $365,599
Adjusted Value $364,709

Adjusted -$890 for 4 sqft less living space. Net adjustment: -$890.

137 LOST TREASURE TER, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
4 bed 2 bath 1,963 sqft Built 2023
Raw Value $368,241
Adjusted Value $354,889

Adjusted -$13,352 for 60 sqft less living space. Net adjustment: -$13,352.

141 LOST TREASURE TER, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
3 bed 1,632 sqft Built 2024
Raw Value $345,800
Adjusted Value $415,850

Adjusted +$60,307 for 271 sqft more living space and +$9,743 for being newer. Net adjustment: +$70,050.

121 LOST TREASURE TER, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
3 bed 2 bath 1,464 sqft Built 2024
Raw Value $325,793
Adjusted Value $433,229

Adjusted +$97,693 for 439 sqft more living space and +$9,743 for being newer. Net adjustment: +$107,436.

The Neighborhood

This home is in line with the G227623A - RETREAT AT SAN GABRIEL - R4 median of $364,230. Note that values in this subdivision declined 1.7% over the past year.

G227623A - RETREAT AT SAN GABRIEL - R4

typical
67 Properties
$364,230 Median Value
-1.7% YoY Change
0% Have Pool
100% Have Garage
This Home
$363,486
Median
$364,230

This home is -0.2% below the subdivision median.

Tax Analysis

The estimated annual property tax is $6,606 across all districts. With a homestead exemption claimed, that drops to $5,004 — saving $1,602 per year. That's $417 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$3,819
Williamson CountyCounty0.3694%$1,343
GeorgetownCity0.3530%$1,283
Williamson County FM/RdCounty0.0443%$161
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.8174%$6,606

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $392,562 would pay approximately $2,450 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/17/2026.

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