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227 SPENCE LN, LIBERTY HILL, TX 78642

LIBERTY HILL, 78642 — williamson County

4 bed3 bath3,632 sqftBuilt 2025

Property at a Glance

This home is estimated between $992,456 and $1,219,617, with a best estimate of $1,065,733. That places the property above the I122617A - Hidden Oak Estates/River oaks median of $900,978, in a neighborhood that declined 1.1% over the past year.

Estimated Value Range

$992,456 $1,219,617
Best Estimate
$1,065,733
WCAD Value
$598,279
Low Confidence

Based on 5 comparable properties(1 in the same subdivision)

There are 5 comparable properties within range, but few are in I122617A - Hidden Oak Estates/River oaks. The estimated range of $992,456 and $1,219,617 should be treated as a rough guide.

Comparable Properties (5)

4 bed 3 bath 3,453 sqft Built 2022
Raw Value $1,002,390
Adjusted Value $1,092,482

Adjusted +$48,372 for 179 sqft more living space and +$41,720 for being newer. Net adjustment: +$90,092.

223 SPENCE LN, LIBERTY HILL, TX 78642
0.00 mi 100% similar Same subdivision
5 bed 4 bath 3,612 sqft Built 2022
Raw Value $945,331
Adjusted Value $992,456

Adjusted +$5,405 for 20 sqft more living space and +$41,720 for being newer. Net adjustment: +$47,125.

5 bed 3 bath 3,288 sqft Built 2023
Raw Value $944,959
Adjusted Value $1,065,733

Adjusted +$92,961 for 344 sqft more living space and +$27,813 for being newer. Net adjustment: +$120,774.

5 bed 4 bath 3,468 sqft Built 2024
Raw Value $1,161,391
Adjusted Value $1,219,617

Adjusted +$44,319 for 164 sqft more living space and +$13,907 for being newer. Net adjustment: +$58,226.

4 bed 3 bath 2,935 sqft Built 2019
Raw Value $789,206
Adjusted Value $1,061,000

Adjusted +$188,355 for 697 sqft more living space and +$83,439 for being newer. Net adjustment: +$271,794.

The Neighborhood

This home is valued 33.6% below the I122617A - Hidden Oak Estates/River oaks median of $900,978. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 1.1% over the past year.

I122617A - Hidden Oak Estates/River oaks

below average
202 Properties
$900,978 Median Value
-1.1% YoY Change
1% Have Pool
100% Have Garage
This Home
$598,279
Median
$900,978

This home is -33.6% below the subdivision median.

Tax Analysis

The estimated annual property tax is $12,906 across all districts. With a homestead exemption claimed, that drops to $11,061 — saving $1,845 per year. That's $922 per month a buyer should budget. The assessed value increased +165.4% vs the subdivision average of -1.1%. This above-average increase gives a protest opportunity score of 100 out of 100 — it may be worth challenging the appraisal.

Tax Districts

DistrictTypeRateAnnual Amount
Liberty Hill ISDSchool1.2389%$7,412
North San Gabriel MUD #2MUD0.4300%$2,573
Williamson CountyCounty0.3694%$2,210
Williamson County ESD #4 - Liberty HillESD0.0745%$446
Williamson County FM/RdCounty0.0443%$265
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax2.1572%$12,906
100 / 100

There may be a strong case to protest this appraisal.

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $1,065,733 would pay approximately $6,652 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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