104 OSTRACODA LN, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $306,293 and $447,749, with a best estimate of $324,628. That places the property below the H406420C - Cross Creek median of $379,634, in a neighborhood that declined 4.2% over the past year.
Estimated Value Range
$324,628
$341,431
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H406420C - Cross Creek, this home's estimated market value is between $306,293 and $447,749. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted +$6,986 for 33 sqft more living space. Net adjustment: +$6,986.
Adjusted -$80,866 for 382 sqft less living space. Net adjustment: -$80,866.
Adjusted -$38,316 for 181 sqft less living space. Net adjustment: -$38,316.
Adjusted +$35,141 for 166 sqft more living space. Net adjustment: +$35,141.
Adjusted -$40,010 for 189 sqft less living space. Net adjustment: -$40,010.
The Neighborhood
This home is valued 10.1% below the H406420C - Cross Creek median of $379,634. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 4.2% over the past year.
H406420C - Cross Creek
typicalThis home is -10.1% below the subdivision median.
Tax Analysis
The estimated annual property tax is $7,384 across all districts. With a homestead exemption claimed, that drops to $5,634 — saving $1,750 per year. That's $470 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $4,115 |
| Hutto | City | 0.3859% | $1,318 |
| Williamson County | County | 0.3694% | $1,261 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $341 |
| Williamson County FM/Rd | County | 0.0443% | $151 |
| EWC Higher Ed Center | special | 0.0409% | $140 |
| Lower Brushy Creek WCID | Water | 0.0169% | $58 |
| Cross Creek PID | pid | 0.0000% | $0 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1627% | $7,384 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $324,628 would pay approximately $2,026 per month (principal and interest only, excluding taxes and insurance).