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403 SOUTH RIDGE CIR, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

3 bed2 bath1,640 sqftBuilt 1985

Property at a Glance

This home is estimated between $289,859 and $625,705, with a best estimate of $313,399. That places the property below the G230698D - River Ridge & Riverview Estates - All median of $497,470, in a neighborhood that declined 5.7% over the past year.

Estimated Value Range

$289,859 $625,705
Best Estimate
$313,399
WCAD Value
$390,249
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in G230698D - River Ridge & Riverview Estates - All, this home's estimated market value is between $289,859 and $625,705. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

401 SOUTH RIDGE CIR, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
3 bed 2 bath 2,126 sqft Built 1986
Raw Value $443,226
Adjusted Value $307,349

Adjusted -$131,153 for 486 sqft less living space and -$4,724 for being older. Net adjustment: -$135,877.

405 SOUTH RIDGE CIR, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
3 bed 2 bath 1,992 sqft Built 1985
Raw Value $408,390
Adjusted Value $313,399

Adjusted -$94,991 for 352 sqft less living space. Net adjustment: -$94,991.

402 SOUTH RIDGE CIR, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
3 bed 2 bath 1,599 sqft Built 1990
Raw Value $638,260
Adjusted Value $625,705

Adjusted +$11,064 for 41 sqft more living space and -$23,619 for being older. Net adjustment: -$12,555.

109 SOUTH RIDGE CIR, GEORGETOWN, TX 78628
0.04 mi 100% similar Same subdivision
3 bed 2 bath 2,399 sqft Built 1992
Raw Value $527,750
Adjusted Value $289,859

Adjusted -$204,825 for 759 sqft less living space and -$33,066 for being older. Net adjustment: -$237,891.

407 SOUTH RIDGE CIR, GEORGETOWN, TX 78628
0.04 mi 100% similar Same subdivision
3 bed 2 bath 2,115 sqft Built 1990
Raw Value $492,844
Adjusted Value $341,041

Adjusted -$128,184 for 475 sqft less living space and -$23,619 for being older. Net adjustment: -$151,803.

The Neighborhood

This home is valued 21.6% below the G230698D - River Ridge & Riverview Estates - All median of $497,470. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 5.7% over the past year.

G230698D - River Ridge & Riverview Estates - All

below average
445 Properties
$497,470 Median Value
-5.7% YoY Change
3% Have Pool
97% Have Garage
This Home
$390,249
Median
$497,470

This home is -21.6% below the subdivision median.

Tax Analysis

The estimated annual property tax is $7,092 across all districts. With a homestead exemption claimed, that drops to $5,480 — saving $1,612 per year. That's $457 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$4,100
Williamson CountyCounty0.3694%$1,442
GeorgetownCity0.3530%$1,378
Williamson County FM/RdCounty0.0443%$173
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.8174%$7,092

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $313,399 would pay approximately $1,956 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/17/2026.

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