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401 RIVER DOWN RD, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

4 bed2 bath1,368 sqftBuilt 1995

Property at a Glance

This home is estimated between $436,922 and $633,650, with a best estimate of $509,106. That places the property above the G230698D - River Ridge & Riverview Estates - All median of $497,470, in a neighborhood that declined 5.7% over the past year.

Estimated Value Range

$436,922 $633,650
Best Estimate
$509,106
WCAD Value
$518,191
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in G230698D - River Ridge & Riverview Estates - All, this home's estimated market value is between $436,922 and $633,650. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

309 RIVER DOWN RD, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
4 bed 3 bath 1,474 sqft Built 1995
Raw Value $537,711
Adjusted Value $509,106

Adjusted -$28,605 for 106 sqft less living space. Net adjustment: -$28,605.

306 RIVER RIDGE DR, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
4 bed 2 bath 1,549 sqft Built 1998
Raw Value $499,938
Adjusted Value $436,922

Adjusted -$48,845 for 181 sqft less living space and -$14,171 for being older. Net adjustment: -$63,016.

403 RIVER DOWN RD, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
4 bed 3 bath 1,614 sqft Built 1995
Raw Value $588,996
Adjusted Value $522,610

Adjusted -$66,386 for 246 sqft less living space. Net adjustment: -$66,386.

304 RIVER RIDGE DR, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
4 bed 3 bath 1,605 sqft Built 1999
Raw Value $542,985
Adjusted Value $460,133

Adjusted -$63,957 for 237 sqft less living space and -$18,895 for being older. Net adjustment: -$82,852.

400 RIVER DOWN RD, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
4 bed 2 bath 1,273 sqft Built 1998
Raw Value $622,184
Adjusted Value $633,650

Adjusted +$25,637 for 95 sqft more living space and -$14,171 for being older. Net adjustment: +$11,466.

The Neighborhood

This home is valued 4.2% above the G230698D - River Ridge & Riverview Estates - All median of $497,470. With 445 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 5.7% over the past year.

G230698D - River Ridge & Riverview Estates - All

typical
445 Properties
$497,470 Median Value
-5.7% YoY Change
3% Have Pool
97% Have Garage
This Home
$518,191
Median
$497,470

This home is +4.2% above the subdivision median.

Tax Analysis

The estimated annual property tax is $9,417 across all districts. With a homestead exemption claimed, that drops to $7,759 — saving $1,658 per year. That's $647 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$5,444
Williamson CountyCounty0.3694%$1,914
GeorgetownCity0.3530%$1,829
Williamson County FM/RdCounty0.0443%$230
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.8174%$9,417

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $509,106 would pay approximately $3,178 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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