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400 RIVER DOWN RD, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

4 bed2 bath1,273 sqftBuilt 1998

Property at a Glance

This home is estimated between $494,133 and $544,557, with a best estimate of $506,725. That places the property above the G230698D - River Ridge & Riverview Estates - All median of $497,470, in a neighborhood that declined 5.7% over the past year.

Estimated Value Range

$494,133 $544,557
Best Estimate
$506,725
WCAD Value
$622,184
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in G230698D - River Ridge & Riverview Estates - All, this home's estimated market value is between $494,133 and $544,557. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

308 RIVER DOWN RD, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
4 bed 2 bath 1,834 sqft Built 1997
Raw Value $684,769
Adjusted Value $538,101

Adjusted -$151,392 for 561 sqft less living space and +$4,724 for being newer. Net adjustment: -$146,668.

402 RIVER DOWN RD, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
4 bed 2 bath 1,505 sqft Built 1997
Raw Value $602,441
Adjusted Value $544,557

Adjusted -$62,608 for 232 sqft less living space and +$4,724 for being newer. Net adjustment: -$57,884.

309 RIVER DOWN RD, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
4 bed 3 bath 1,474 sqft Built 1995
Raw Value $537,711
Adjusted Value $497,640

Adjusted -$54,242 for 201 sqft less living space and +$14,171 for being newer. Net adjustment: -$40,071.

401 RIVER DOWN RD, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
4 bed 2 bath 1,368 sqft Built 1995
Raw Value $518,191
Adjusted Value $506,725

Adjusted -$25,637 for 95 sqft less living space and +$14,171 for being newer. Net adjustment: -$11,466.

306 RIVER DOWN RD, GEORGETOWN, TX 78628
0.04 mi 100% similar Same subdivision
4 bed 3 bath 1,603 sqft Built 1997
Raw Value $578,463
Adjusted Value $494,133

Adjusted -$89,054 for 330 sqft less living space and +$4,724 for being newer. Net adjustment: -$84,330.

The Neighborhood

This home is valued 25.1% above the G230698D - River Ridge & Riverview Estates - All median of $497,470. With 445 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 5.7% over the past year.

G230698D - River Ridge & Riverview Estates - All

above average
445 Properties
$497,470 Median Value
-5.7% YoY Change
3% Have Pool
97% Have Garage
This Home
$622,184
Median
$497,470

This home is +25.1% above the subdivision median.

Tax Analysis

The estimated annual property tax is $11,307 across all districts. With a homestead exemption claimed, that drops to $9,612 — saving $1,695 per year. That's $801 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$6,537
Williamson CountyCounty0.3694%$2,299
GeorgetownCity0.3530%$2,196
Williamson County FM/RdCounty0.0443%$276
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.8174%$11,307

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $506,725 would pay approximately $3,163 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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