305 ELM ST, GEORGETOWN, TX 78626
GEORGETOWN, 78626 — williamson County
Property at a Glance
This home is estimated between $336,916 and $719,937, with a best estimate of $398,971. That places the property below the G619T68H - Central Georgetown median of $459,857, in a neighborhood that declined 0.2% over the past year.
Estimated Value Range
$398,971
$342,161
Based on 5 comparable properties(4 in the same subdivision)
Based on 5 comparable properties (4 in the same subdivision, 1 nearby), the estimated range is $336,916 and $719,937. More comparables in the same subdivision would strengthen this estimate.
Comparable Properties (5)
Adjusted -$3,102 for 10 sqft less living space and -$2,533 for being older. Net adjustment: -$5,635.
Adjusted +$53,358 for 172 sqft more living space and -$12,667 for being older. Net adjustment: +$40,691.
Adjusted -$4,343 for 14 sqft less living space and +$12,667 for being newer. Net adjustment: +$8,324.
Adjusted +$30,092 for 97 sqft more living space and -$25,333 for being older. Net adjustment: +$4,759.
Adjusted +$15,821 for 51 sqft more living space and +$12,667 for being newer. Net adjustment: +$28,488.
The Neighborhood
This home is valued 25.6% below the G619T68H - Central Georgetown median of $459,857. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 0.2% over the past year.
G619T68H - Central Georgetown
below averageThis home is -25.6% below the subdivision median.
Tax Analysis
The estimated annual property tax is $6,218 across all districts. With a homestead exemption claimed, that drops to $4,624 — saving $1,594 per year. That's $385 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Georgetown ISD | School | 1.0506% | $3,595 |
| Williamson County | County | 0.3694% | $1,264 |
| Georgetown | City | 0.3530% | $1,208 |
| Williamson County FM/Rd | County | 0.0443% | $152 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 1.8174% | $6,218 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $398,971 would pay approximately $2,490 per month (principal and interest only, excluding taxes and insurance).