104 COTTON CREEK WAY, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $235,914 and $279,458, with a best estimate of $246,539. That places the property below the H402401H - Creekside Estates, Sec 1 & 2 median of $276,903, in a neighborhood that declined 5.8% over the past year.
Estimated Value Range
$246,539
$261,009
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H402401H - Creekside Estates, Sec 1 & 2, this home's estimated market value is between $235,914 and $279,458. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$28,701 for 145 sqft less living space. Net adjustment: -$28,701.
Adjusted +$6,532 for 33 sqft more living space. Net adjustment: +$6,532.
Adjusted -$24,742 for 125 sqft less living space. Net adjustment: -$24,742.
Adjusted -$47,703 for 241 sqft less living space. Net adjustment: -$47,703.
Adjusted +$4,553 for 23 sqft more living space. Net adjustment: +$4,553.
The Neighborhood
This home is valued 5.7% below the H402401H - Creekside Estates, Sec 1 & 2 median of $276,903. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 5.8% over the past year.
H402401H - Creekside Estates, Sec 1 & 2
typicalThis home is -5.7% below the subdivision median.
Tax Analysis
The estimated annual property tax is $5,645 across all districts. With a homestead exemption claimed, that drops to $3,909 — saving $1,736 per year. That's $326 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $3,146 |
| Hutto | City | 0.3859% | $1,007 |
| Williamson County | County | 0.3694% | $964 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $261 |
| Williamson County FM/Rd | County | 0.0443% | $116 |
| EWC Higher Ed Center | special | 0.0409% | $107 |
| Lower Brushy Creek WCID | Water | 0.0169% | $44 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1627% | $5,645 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $246,539 would pay approximately $1,539 per month (principal and interest only, excluding taxes and insurance).