103 GARDNER ST, FLORENCE, TX 76527
FLORENCE, 76527 — williamson County
Property at a Glance
This home is estimated between $69,259 and $123,679, with a best estimate of $89,986. That places the property below the F301D30I - FLORENCE ISD CITY median of $190,830, in a neighborhood that declined 2.7% over the past year.
Estimated Value Range
$89,986
$84,323
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in F301D30I - FLORENCE ISD CITY, this home's estimated market value is between $69,259 and $123,679. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$3,747 for 28 sqft less living space and -$19,091 for being older. Net adjustment: -$22,838.
Adjusted -$17,129 for 128 sqft less living space and -$10,606 for being older. Net adjustment: -$27,735.
Adjusted -$3,613 for 27 sqft less living space and +$5,303 for being newer. Net adjustment: +$1,690.
Adjusted -$12,847 for 96 sqft less living space and +$10,606 for being newer. Net adjustment: -$2,241.
Adjusted -$5,888 for 44 sqft less living space and +$21,212 for being newer. Net adjustment: +$15,324.
The Neighborhood
This home is valued 55.8% below the F301D30I - FLORENCE ISD CITY median of $190,830. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 2.7% over the past year.
F301D30I - FLORENCE ISD CITY
outlier lowThis home is -55.8% below the subdivision median.
Tax Analysis
The estimated annual property tax is $1,783 across all districts. With a homestead exemption claimed, that drops to $906 — saving $877 per year. That's $76 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Florence ISD | School | 1.0182% | $859 |
| Florence | City | 0.5826% | $491 |
| Williamson County | County | 0.3694% | $312 |
| Williamson County ESD #7 - Florence | ESD | 0.1000% | $84 |
| Williamson County FM/Rd | County | 0.0443% | $37 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1145% | $1,783 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $89,986 would pay approximately $562 per month (principal and interest only, excluding taxes and insurance).