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104 HARNESS LN, GEORGETOWN, TX 78633

GEORGETOWN, 78633 — williamson County

3 bed2 bath2,038 sqftBuilt 2002

Property at a Glance

This home is estimated between $437,109 and $482,125, with a best estimate of $451,658. That places the property below the G896514C - SUN CITY - ESTATES median of $536,480, in a neighborhood that declined 0.5% over the past year.

Estimated Value Range

$437,109 $482,125
Best Estimate
$451,658
WCAD Value
$446,125
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in G896514C - SUN CITY - ESTATES, this home's estimated market value is between $437,109 and $482,125. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

102 HARNESS LN, GEORGETOWN, TX 78633
0.01 mi 100% similar Same subdivision
3 bed 2 bath 1,779 sqft Built 2000
Raw Value $389,953
Adjusted Value $458,518

Adjusted +$58,169 for 259 sqft more living space and +$10,396 for being newer. Net adjustment: +$68,565.

106 HARNESS LN, GEORGETOWN, TX 78633
0.02 mi 100% similar Same subdivision
3 bed 2 bath 1,767 sqft Built 2001
Raw Value $385,596
Adjusted Value $451,658

Adjusted +$60,864 for 271 sqft more living space and +$5,198 for being newer. Net adjustment: +$66,062.

105 SADDLE TRL, GEORGETOWN, TX 78633
0.02 mi 100% similar Same subdivision
3 bed 2 bath 2,164 sqft Built 2002
Raw Value $510,423
Adjusted Value $482,125

Adjusted -$28,298 for 126 sqft less living space. Net adjustment: -$28,298.

107 SADDLE TRL, GEORGETOWN, TX 78633
0.02 mi 100% similar Same subdivision
3 bed 2 bath 1,807 sqft Built 2003
Raw Value $390,427
Adjusted Value $437,109

Adjusted +$51,880 for 231 sqft more living space and -$5,198 for being older. Net adjustment: +$46,682.

103 SADDLE TRL, GEORGETOWN, TX 78633
0.03 mi 100% similar Same subdivision
3 bed 2 bath 1,807 sqft Built 2002
Raw Value $388,428
Adjusted Value $440,308

Adjusted +$51,880 for 231 sqft more living space. Net adjustment: +$51,880.

The Neighborhood

This home is valued 16.8% below the G896514C - SUN CITY - ESTATES median of $536,480. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 0.5% over the past year.

G896514C - SUN CITY - ESTATES

below average
2,191 Properties
$536,480 Median Value
-0.5% YoY Change
12% Have Pool
100% Have Garage
This Home
$446,125
Median
$536,480

This home is -16.8% below the subdivision median.

Tax Analysis

The estimated annual property tax is $8,108 across all districts. With a homestead exemption claimed, that drops to $6,476 — saving $1,632 per year. That's $540 per month a buyer should budget. The assessed value increased +6.2% vs the subdivision average of -0.5%. This above-average increase gives a protest opportunity score of 49 out of 100 — it may be worth challenging the appraisal.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$4,687
Williamson CountyCounty0.3694%$1,648
GeorgetownCity0.3530%$1,575
Williamson County FM/RdCounty0.0443%$198
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.8174%$8,108
49 / 100

Moderate opportunity to protest.

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $451,658 would pay approximately $2,819 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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