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108 HARNESS LN, GEORGETOWN, TX 78633

GEORGETOWN, 78633 — williamson County

3 bed2 bath1,807 sqftBuilt 2002

Property at a Glance

This home is estimated between $388,536 and $403,611, with a best estimate of $396,389. That places the property below the G896514C - SUN CITY - ESTATES median of $536,480, in a neighborhood that declined 0.5% over the past year.

Estimated Value Range

$388,536 $403,611
Best Estimate
$396,389
WCAD Value
$382,470
Medium Confidence

Based on 5 comparable properties(3 in the same subdivision)

Based on 5 comparable properties (3 in the same subdivision, 2 nearby), the estimated range is $388,536 and $403,611. More comparables in the same subdivision would strengthen this estimate.

Comparable Properties (5)

3 bed 2 bath 1,654 sqft Built 2000
Raw Value $344,975
Adjusted Value $389,733

Adjusted +$34,362 for 153 sqft more living space and +$10,396 for being newer. Net adjustment: +$44,758.

106 HARNESS LN, GEORGETOWN, TX 78633
0.01 mi 100% similar Same subdivision
3 bed 2 bath 1,767 sqft Built 2001
Raw Value $385,596
Adjusted Value $399,778

Adjusted +$8,984 for 40 sqft more living space and +$5,198 for being newer. Net adjustment: +$14,182.

109 SADDLE TRL, GEORGETOWN, TX 78633
0.02 mi 100% similar Same subdivision
3 bed 2 bath 2,038 sqft Built 2002
Raw Value $448,269
Adjusted Value $396,389

Adjusted -$51,880 for 231 sqft less living space. Net adjustment: -$51,880.

111 SADDLE TRL, GEORGETOWN, TX 78633
0.02 mi 100% similar Same subdivision
3 bed 2 bath 2,150 sqft Built 2002
Raw Value $480,645
Adjusted Value $403,611

Adjusted -$77,034 for 343 sqft less living space. Net adjustment: -$77,034.

3 bed 2 bath 1,654 sqft Built 2000
Raw Value $343,778
Adjusted Value $388,536

Adjusted +$34,362 for 153 sqft more living space and +$10,396 for being newer. Net adjustment: +$44,758.

The Neighborhood

This home is valued 28.7% below the G896514C - SUN CITY - ESTATES median of $536,480. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 0.5% over the past year.

G896514C - SUN CITY - ESTATES

below average
2,191 Properties
$536,480 Median Value
-0.5% YoY Change
12% Have Pool
100% Have Garage
This Home
$382,470
Median
$536,480

This home is -28.7% below the subdivision median.

Tax Analysis

The estimated annual property tax is $6,951 across all districts. With a homestead exemption claimed, that drops to $5,342 — saving $1,609 per year. That's $445 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$4,018
Williamson CountyCounty0.3694%$1,413
GeorgetownCity0.3530%$1,350
Williamson County FM/RdCounty0.0443%$170
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.8174%$6,951

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $396,389 would pay approximately $2,474 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/17/2026.

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