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405 FAIR OAKS DR, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

3 bed3 bath2,328 sqftBuilt 2019

Property at a Glance

This home is estimated between $403,649 and $452,912, with a best estimate of $430,889. That places the property below the G172613B - WATER OAK NORTH median of $501,966, in a neighborhood that declined 3.7% over the past year.

Estimated Value Range

$403,649 $452,912
Best Estimate
$430,889
WCAD Value
$571,191
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in G172613B - WATER OAK NORTH, this home's estimated market value is between $403,649 and $452,912. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

401 FAIR OAKS DR, GEORGETOWN, TX 78628
0.01 mi 100% similar Same subdivision
3 bed 2 bath 2,498 sqft Built 2018
Raw Value $494,537
Adjusted Value $452,912

Adjusted -$36,199 for 170 sqft less living space and -$5,426 for being older. Net adjustment: -$41,625.

409 FAIR OAKS DR, GEORGETOWN, TX 78628
0.01 mi 100% similar Same subdivision
3 bed 2 bath 2,588 sqft Built 2019
Raw Value $501,924
Adjusted Value $446,561

Adjusted -$55,363 for 260 sqft less living space. Net adjustment: -$55,363.

121 CLEAR RIDGE CV, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
4 bed 3 bath 2,667 sqft Built 2016
Raw Value $519,353
Adjusted Value $430,889

Adjusted -$72,185 for 339 sqft less living space and -$16,279 for being older. Net adjustment: -$88,464.

117 CLEAR RIDGE CV, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
4 bed 3 bath 2,743 sqft Built 2015
Raw Value $513,722
Adjusted Value $403,649

Adjusted -$88,368 for 415 sqft less living space and -$21,705 for being older. Net adjustment: -$110,073.

305 FAIR OAKS DR, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
3 bed 2 bath 2,758 sqft Built 2018
Raw Value $525,717
Adjusted Value $428,729

Adjusted -$91,562 for 430 sqft less living space and -$5,426 for being older. Net adjustment: -$96,988.

The Neighborhood

This home is valued 13.8% above the G172613B - WATER OAK NORTH median of $501,966. With 442 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 3.7% over the past year.

G172613B - WATER OAK NORTH

typical
442 Properties
$501,966 Median Value
-3.7% YoY Change
0% Have Pool
99% Have Garage
This Home
$571,191
Median
$501,966

This home is +13.8% above the subdivision median.

Tax Analysis

The estimated annual property tax is $14,140 across all districts. With a homestead exemption claimed, that drops to $12,564 — saving $1,576 per year. That's $1,047 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$6,001
Williamson County MUD #25MUD0.9200%$5,255
Williamson CountyCounty0.3694%$2,110
Williamson County ESD #8 - GeorgetownESD0.0912%$521
Williamson County FM/RdCounty0.0443%$253
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax2.4756%$14,140

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $430,889 would pay approximately $2,690 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/17/2026.

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