228 CROSS MOUNTAIN TRL, GEORGETOWN, TX 78628
GEORGETOWN, 78628 — williamson County
Property at a Glance
This home is estimated between $386,759 and $566,806, with a best estimate of $449,797. That places the property below the G172613B - WATER OAK NORTH median of $501,966, in a neighborhood that declined 3.7% over the past year.
Estimated Value Range
$449,797
$443,127
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in G172613B - WATER OAK NORTH, this home's estimated market value is between $386,759 and $566,806. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$21,506 for 101 sqft less living space. Net adjustment: -$21,506.
Adjusted -$77,508 for 364 sqft less living space and +$16,279 for being newer. Net adjustment: -$61,229.
Adjusted -$5,749 for 27 sqft less living space and +$21,705 for being newer. Net adjustment: +$15,956.
Adjusted -$113,707 for 534 sqft less living space and +$10,853 for being newer. Net adjustment: -$102,854.
Adjusted -$9,582 for 45 sqft less living space. Net adjustment: -$9,582.
The Neighborhood
This home is valued 11.7% below the G172613B - WATER OAK NORTH median of $501,966. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 3.7% over the past year.
G172613B - WATER OAK NORTH
typicalThis home is -11.7% below the subdivision median.
Tax Analysis
The estimated annual property tax is $10,970 across all districts. With a homestead exemption claimed, that drops to $9,417 — saving $1,553 per year. That's $785 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Georgetown ISD | School | 1.0506% | $4,655 |
| Williamson County MUD #25 | MUD | 0.9200% | $4,077 |
| Williamson County | County | 0.3694% | $1,637 |
| Williamson County ESD #8 - Georgetown | ESD | 0.0912% | $404 |
| Williamson County FM/Rd | County | 0.0443% | $196 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.4756% | $10,970 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $449,797 would pay approximately $2,808 per month (principal and interest only, excluding taxes and insurance).