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109 CROSS MOUNTAIN TRL, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

3 bed2 bath2,533 sqftBuilt 2016

Property at a Glance

This home is estimated between $518,845 and $705,782, with a best estimate of $559,178. That places the property above the G172613B - WATER OAK NORTH median of $501,966, in a neighborhood that declined 3.7% over the past year.

Estimated Value Range

$518,845 $705,782
Best Estimate
$559,178
WCAD Value
$542,662
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in G172613B - WATER OAK NORTH, this home's estimated market value is between $518,845 and $705,782. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

105 CROSS MOUNTAIN TRL, GEORGETOWN, TX 78628
0.01 mi 100% similar Same subdivision
4 bed 3 bath 2,772 sqft Built 2015
Raw Value $575,162
Adjusted Value $518,845

Adjusted -$50,891 for 239 sqft less living space and -$5,426 for being older. Net adjustment: -$56,317.

113 CROSS MOUNTAIN TRL, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
3 bed 2 bath 2,723 sqft Built 2018
Raw Value $633,225
Adjusted Value $603,621

Adjusted -$40,457 for 190 sqft less living space and +$10,853 for being newer. Net adjustment: -$29,604.

117 CROSS MOUNTAIN TRL, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
3 bed 2 bath 2,371 sqft Built 2017
Raw Value $519,257
Adjusted Value $559,178

Adjusted +$34,495 for 162 sqft more living space and +$5,426 for being newer. Net adjustment: +$39,921.

112 CROSS MOUNTAIN TRL, GEORGETOWN, TX 78628
0.04 mi 100% similar Same subdivision
3 bed 2 bath 2,398 sqft Built 2018
Raw Value $486,881
Adjusted Value $526,480

Adjusted +$28,746 for 135 sqft more living space and +$10,853 for being newer. Net adjustment: +$39,599.

116 CROSS MOUNTAIN TRL, GEORGETOWN, TX 78628
0.05 mi 100% similar Same subdivision
3 bed 3 bath 2,328 sqft Built 2017
Raw Value $656,704
Adjusted Value $705,782

Adjusted +$43,652 for 205 sqft more living space and +$5,426 for being newer. Net adjustment: +$49,078.

The Neighborhood

This home is valued 8.1% above the G172613B - WATER OAK NORTH median of $501,966. With 442 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 3.7% over the past year.

G172613B - WATER OAK NORTH

typical
442 Properties
$501,966 Median Value
-3.7% YoY Change
0% Have Pool
99% Have Garage
This Home
$542,662
Median
$501,966

This home is +8.1% above the subdivision median.

Tax Analysis

The estimated annual property tax is $13,434 across all districts. With a homestead exemption claimed, that drops to $11,863 — saving $1,571 per year. That's $989 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$5,701
Williamson County MUD #25MUD0.9200%$4,992
Williamson CountyCounty0.3694%$2,005
Williamson County ESD #8 - GeorgetownESD0.0912%$495
Williamson County FM/RdCounty0.0443%$241
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax2.4756%$13,434

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $559,178 would pay approximately $3,490 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/17/2026.

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