321 GAINER DR, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $207,813 and $364,858, with a best estimate of $251,565. That places the property below the H308403H - CENTRAL SOUTH OF 79 median of $306,864, in a neighborhood that declined 5.9% over the past year.
Estimated Value Range
$251,565
$283,168
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H308403H - CENTRAL SOUTH OF 79, this home's estimated market value is between $207,813 and $364,858. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$42,512 for 221 sqft less living space and -$4,429 for being older. Net adjustment: -$46,941.
Adjusted +$57,132 for 297 sqft more living space and -$8,858 for being older. Net adjustment: +$48,274.
Adjusted -$90,796 for 472 sqft less living space and -$13,287 for being older. Net adjustment: -$104,083.
Adjusted +$17,505 for 91 sqft more living space and -$13,287 for being older. Net adjustment: +$4,218.
Adjusted -$95,413 for 496 sqft less living space. Net adjustment: -$95,413.
The Neighborhood
This home is valued 7.7% below the H308403H - CENTRAL SOUTH OF 79 median of $306,864. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 5.9% over the past year.
H308403H - CENTRAL SOUTH OF 79
typicalThis home is -7.7% below the subdivision median.
Tax Analysis
The estimated annual property tax is $6,124 across all districts. With a homestead exemption claimed, that drops to $4,385 — saving $1,739 per year. That's $365 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $3,413 |
| Hutto | City | 0.3859% | $1,093 |
| Williamson County | County | 0.3694% | $1,046 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $283 |
| Williamson County FM/Rd | County | 0.0443% | $126 |
| EWC Higher Ed Center | special | 0.0409% | $116 |
| Upper Brushy Creek WCID | Water | 0.0170% | $48 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1628% | $6,124 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $251,565 would pay approximately $1,570 per month (principal and interest only, excluding taxes and insurance).