405 ELM CREEK DR, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $420,700 and $453,884, with a best estimate of $427,407. That places the property above the H315322C - Southgate median of $352,834, in a neighborhood that declined 3.8% over the past year.
Estimated Value Range
$427,407
$379,868
Based on 5 comparable properties(3 in the same subdivision)
Based on 5 comparable properties (3 in the same subdivision, 2 nearby), the estimated range is $420,700 and $453,884. More comparables in the same subdivision would strengthen this estimate.
Comparable Properties (5)
Adjusted -$50,209 for 275 sqft less living space and +$19,313 for being newer. Net adjustment: -$30,896.
Adjusted +$2,008 for 11 sqft more living space and +$19,313 for being newer. Net adjustment: +$21,321.
Adjusted +$99,322 for 544 sqft more living space. Net adjustment: +$99,322.
Adjusted +$139,489 for 764 sqft more living space and +$9,656 for being newer. Net adjustment: +$149,145.
Adjusted +$99,322 for 544 sqft more living space. Net adjustment: +$99,322.
The Neighborhood
This home is valued 7.7% above the H315322C - Southgate median of $352,834. With 267 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 3.8% over the past year.
H315322C - Southgate
typicalThis home is +7.7% above the subdivision median.
Tax Analysis
The estimated annual property tax is $8,216 across all districts. With a homestead exemption claimed, that drops to $6,458 — saving $1,758 per year. That's $538 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $4,578 |
| Hutto | City | 0.3859% | $1,466 |
| Williamson County | County | 0.3694% | $1,403 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $380 |
| Williamson County FM/Rd | County | 0.0443% | $168 |
| EWC Higher Ed Center | special | 0.0409% | $155 |
| Upper Brushy Creek WCID | Water | 0.0170% | $65 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1628% | $8,216 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $427,407 would pay approximately $2,668 per month (principal and interest only, excluding taxes and insurance).