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2420 FM 685, HUTTO, TX 78634

HUTTO, 78634 — williamson County

3 bed468 sqftBuilt 2024

Property at a Glance

This home is estimated between $-2,988,061 and $1,109,147, with a best estimate of $142,809. That places the property below the T14CU - Hutto Utilities median of $1,413,254, in a neighborhood that appreciated 0.2% over the past year.

Estimated Value Range

$-2,988,061 $1,109,147
Best Estimate
$142,809
WCAD Value
$1,413,254
Low Confidence

Based on 5 comparable properties(0 in the same subdivision)

There are 5 comparable properties within range, but none are in T14CU - Hutto Utilities. The estimated range of $-2,988,061 and $1,109,147 should be treated as a rough guide.

Comparable Properties (5)

3 bed 2 bath 1,060 sqft Built 2010
Raw Value $347,359
Adjusted Value $142,809

Adjusted -$142,941 for 592 sqft less living space and -$1,416 for being older and -$60,193 for no garage. Net adjustment: -$204,550.

3 bed 2 bath 948 sqft Built 2005
Raw Value $348,688
Adjusted Value $170,675

Adjusted -$115,898 for 480 sqft less living space and -$1,922 for being older and -$60,193 for no garage. Net adjustment: -$178,013.

2535 FM 685, HUTTO, TX 78634
0.00 mi 57% similar
3 bed 61,300 sqft Built 2019
Raw Value $11,700,612
Adjusted Value $-2,988,061

Adjusted -$14,688,167 for 60,832 sqft less living space and -$506 for being older. Net adjustment: -$14,688,673.

2483 FM 685, HUTTO, TX 78634
0.00 mi 56% similar
3 bed 2 bath 1,905 sqft Built 2005
Raw Value $1,458,039
Adjusted Value $1,109,147

Adjusted -$346,970 for 1,437 sqft less living space and -$1,922 for being older. Net adjustment: -$348,892.

2487 FM 685, HUTTO, TX 78634
0.00 mi 55% similar
3 bed 1,768 sqft Built 2019
Raw Value $206,654
Adjusted Value $-107,743

Adjusted -$313,891 for 1,300 sqft less living space and -$506 for being older. Net adjustment: -$314,397.

The Neighborhood

This home is in line with the T14CU - Hutto Utilities median of $1,413,254. The neighborhood appreciated 0.2% over the past year.

T14CU - Hutto Utilities

typical
11 Properties
$1,413,254 Median Value
+0.2% YoY Change
0% Have Pool
0% Have Garage
This Home
$1,413,254
Median
$1,413,254

This home is +0.0% above the subdivision median.

Tax Analysis

The estimated annual property tax is $33,351 across all districts. With a homestead exemption claimed, that drops to $31,402 — saving $1,949 per year. That's $2,617 per month a buyer should budget. The assessed value increased +4.7% vs the subdivision average of +0.2%. This above-average increase gives a protest opportunity score of 38 out of 100 — it may be worth challenging the appraisal.

Tax Districts

DistrictTypeRateAnnual Amount
Hutto ISDSchool1.2052%$17,033
Williamson County WSID #3special0.5830%$8,239
Williamson CountyCounty0.3694%$5,221
Williamson County ESD #3 - HuttoESD0.1000%$1,413
Williamson County FM/RdCounty0.0443%$626
EWC Higher Ed Centerspecial0.0409%$578
Upper Brushy Creek WCIDWater0.0170%$240
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax2.3598%$33,351
38 / 100

Some opportunity.

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $142,809 would pay approximately $891 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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