405 DECKER DR, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $231,885 and $367,440, with a best estimate of $263,647. That places the property below the H308403H - CENTRAL SOUTH OF 79 median of $306,864, in a neighborhood that declined 5.9% over the past year.
Estimated Value Range
$263,647
$259,320
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H308403H - CENTRAL SOUTH OF 79, this home's estimated market value is between $231,885 and $367,440. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted +$26,162 for 136 sqft more living space and -$8,858 for being older. Net adjustment: +$17,304.
Adjusted +$61,941 for 322 sqft more living space. Net adjustment: +$61,941.
Adjusted -$43,090 for 224 sqft less living space and -$4,429 for being older. Net adjustment: -$47,519.
Adjusted -$53,862 for 280 sqft less living space and +$4,429 for being newer. Net adjustment: -$49,433.
Adjusted +$12,119 for 63 sqft more living space. Net adjustment: +$12,119.
The Neighborhood
This home is valued 15.5% below the H308403H - CENTRAL SOUTH OF 79 median of $306,864. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 5.9% over the past year.
H308403H - CENTRAL SOUTH OF 79
below averageThis home is -15.5% below the subdivision median.
Tax Analysis
The estimated annual property tax is $5,609 across all districts. With a homestead exemption claimed, that drops to $3,873 — saving $1,736 per year. That's $323 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $3,125 |
| Hutto | City | 0.3859% | $1,001 |
| Williamson County | County | 0.3694% | $958 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $259 |
| Williamson County FM/Rd | County | 0.0443% | $115 |
| EWC Higher Ed Center | special | 0.0409% | $106 |
| Upper Brushy Creek WCID | Water | 0.0170% | $44 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1628% | $5,609 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $263,647 would pay approximately $1,646 per month (principal and interest only, excluding taxes and insurance).