20108 FM 619, ELGIN, TX 78621
ELGIN, 78621 — williamson County
Property at a Glance
This home is estimated between $-133,682 and $200,339, with a best estimate of $126,825. That places the property below the X006330I - THRALL ISD NON-CITY median of $447,610, in a neighborhood that appreciated 2.2% over the past year.
Estimated Value Range
$126,825
$280,478
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in X006330I - THRALL ISD NON-CITY, this home's estimated market value is between $-133,682 and $200,339. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$28,594 for 116 sqft less living space and -$7,616 for being older and -$134,735 for no garage. Net adjustment: -$170,945.
Adjusted -$45,848 for 186 sqft less living space and -$30,463 for being older and -$134,735 for no garage. Net adjustment: -$211,046.
Adjusted +$108,458 for 440 sqft more living space and +$38,078 for being newer. Net adjustment: +$146,536.
Adjusted -$171,561 for 696 sqft less living space and +$19,039 for being newer and -$134,735 for no garage. Net adjustment: -$287,257.
Adjusted -$153,813 for 624 sqft less living space and -$95,196 for being older. Net adjustment: -$249,009.
The Neighborhood
This home is valued 37.3% below the X006330I - THRALL ISD NON-CITY median of $447,610. That positions it competitively for buyers comparing within the neighborhood. The neighborhood appreciated 2.2% over the past year.
X006330I - THRALL ISD NON-CITY
below averageThis home is -37.3% below the subdivision median.
Tax Analysis
The estimated annual property tax is $3,613 across all districts. With a homestead exemption claimed, that drops to $1,881 — saving $1,732 per year. That's $157 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Thrall ISD | School | 1.2096% | $2,536 |
| Williamson County | County | 0.3694% | $775 |
| Williamson County ESD #10 - Coupland | ESD | 0.1000% | $210 |
| Williamson County FM/Rd | County | 0.0443% | $93 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 1.7234% | $3,613 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $126,825 would pay approximately $792 per month (principal and interest only, excluding taxes and insurance).