405 PENNA LN, GEORGETOWN, TX 78628
GEORGETOWN, 78628 — williamson County
Property at a Glance
This home is estimated between $353,405 and $528,588, with a best estimate of $407,973. That places the property below the I451417C - RANCHO SIENNA SEC 4,9,11 median of $430,159, in a neighborhood that declined 2.6% over the past year.
Estimated Value Range
$407,973
$439,488
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in I451417C - RANCHO SIENNA SEC 4,9,11, this home's estimated market value is between $353,405 and $528,588. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted +$83,165 for 360 sqft more living space. Net adjustment: +$83,165.
Adjusted -$46,434 for 201 sqft less living space. Net adjustment: -$46,434.
Adjusted +$29,108 for 126 sqft more living space. Net adjustment: +$29,108.
Adjusted +$44,586 for 193 sqft more living space and +$5,708 for being newer. Net adjustment: +$50,294.
Adjusted -$8,085 for 35 sqft less living space and +$28,542 for being newer. Net adjustment: +$20,457.
The Neighborhood
This home is valued 2.2% above the I451417C - RANCHO SIENNA SEC 4,9,11 median of $430,159. With 355 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 2.6% over the past year.
I451417C - RANCHO SIENNA SEC 4,9,11
typicalThis home is +2.2% above the subdivision median.
Tax Analysis
The estimated annual property tax is $10,797 across all districts. With a homestead exemption claimed, that drops to $8,982 — saving $1,815 per year. That's $749 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Liberty Hill ISD | School | 1.2389% | $5,445 |
| Williamson County MUD #12 | MUD | 0.7296% | $3,207 |
| Williamson County | County | 0.3694% | $1,624 |
| Williamson County ESD #4 - Liberty Hill | ESD | 0.0745% | $327 |
| Williamson County FM/Rd | County | 0.0443% | $195 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.4568% | $10,797 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $407,973 would pay approximately $2,547 per month (principal and interest only, excluding taxes and insurance).