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402 SOUTH RIDGE CIR, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

3 bed2 bath1,599 sqftBuilt 1990

Property at a Glance

This home is estimated between $319,904 and $566,351, with a best estimate of $325,953. That places the property below the G230698D - River Ridge & Riverview Estates - All median of $497,470, in a neighborhood that declined 5.7% over the past year.

Estimated Value Range

$319,904 $566,351
Best Estimate
$325,953
WCAD Value
$638,260
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in G230698D - River Ridge & Riverview Estates - All, this home's estimated market value is between $319,904 and $566,351. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

400 SOUTH RIDGE CIR, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
4 bed 3 bath 1,496 sqft Built 1986
Raw Value $519,660
Adjusted Value $566,351

Adjusted +$27,796 for 103 sqft more living space and +$18,895 for being newer. Net adjustment: +$46,691.

401 SOUTH RIDGE CIR, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
3 bed 2 bath 2,126 sqft Built 1986
Raw Value $443,226
Adjusted Value $319,904

Adjusted -$142,217 for 527 sqft less living space and +$18,895 for being newer. Net adjustment: -$123,322.

403 SOUTH RIDGE CIR, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
3 bed 2 bath 1,640 sqft Built 1985
Raw Value $390,249
Adjusted Value $402,804

Adjusted -$11,064 for 41 sqft less living space and +$23,619 for being newer. Net adjustment: +$12,555.

406 SOUTH RIDGE CIR, GEORGETOWN, TX 78628
0.05 mi 100% similar Same subdivision
3 bed 2 bath 2,259 sqft Built 1990
Raw Value $501,801
Adjusted Value $323,692

Adjusted -$178,109 for 660 sqft less living space. Net adjustment: -$178,109.

405 SOUTH RIDGE CIR, GEORGETOWN, TX 78628
0.05 mi 100% similar Same subdivision
3 bed 2 bath 1,992 sqft Built 1985
Raw Value $408,390
Adjusted Value $325,953

Adjusted -$106,056 for 393 sqft less living space and +$23,619 for being newer. Net adjustment: -$82,437.

The Neighborhood

This home is valued 28.3% above the G230698D - River Ridge & Riverview Estates - All median of $497,470. With 445 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 5.7% over the past year.

G230698D - River Ridge & Riverview Estates - All

above average
445 Properties
$497,470 Median Value
-5.7% YoY Change
3% Have Pool
97% Have Garage
This Home
$638,260
Median
$497,470

This home is +28.3% above the subdivision median.

Tax Analysis

The estimated annual property tax is $11,600 across all districts. With a homestead exemption claimed, that drops to $9,898 — saving $1,702 per year. That's $825 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$6,706
Williamson CountyCounty0.3694%$2,358
GeorgetownCity0.3530%$2,253
Williamson County FM/RdCounty0.0443%$283
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.8174%$11,600

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $325,953 would pay approximately $2,035 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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