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118 LIVE OAK DR, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

3 bed2 bath1,651 sqftBuilt 1980

Property at a Glance

This home is estimated between $331,427 and $358,575, with a best estimate of $346,016. That places the property below the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162, in a neighborhood that declined 0.4% over the past year.

Estimated Value Range

$331,427 $358,575
Best Estimate
$346,016
WCAD Value
$364,970
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5, this home's estimated market value is between $331,427 and $358,575. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

120 LIVE OAK DR, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
2 bed 2 bath 1,554 sqft Built 1975
Raw Value $336,229
Adjusted Value $358,575

Adjusted +$20,330 for 97 sqft more living space and +$2,016 for being newer. Net adjustment: +$22,346.

116 LIVE OAK DR, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
3 bed 2 bath 1,809 sqft Built 1976
Raw Value $362,928
Adjusted Value $331,427

Adjusted -$33,114 for 158 sqft less living space and +$1,613 for being newer. Net adjustment: -$31,501.

117 RIDGE OAK DR, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
4 bed 2 bath 2,002 sqft Built 1975
Raw Value $410,897
Adjusted Value $339,349

Adjusted -$73,564 for 351 sqft less living space and +$2,016 for being newer. Net adjustment: -$71,548.

118 SHADY OAK DR, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
3 bed 2 bath 1,639 sqft Built 1976
Raw Value $350,580
Adjusted Value $346,016

Adjusted +$2,515 for 12 sqft more living space and +$1,613 for being newer and -$8,692 for no pool. Net adjustment: -$4,564.

115 RIDGE OAK DR, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
3 bed 2 bath 1,741 sqft Built 1975
Raw Value $368,628
Adjusted Value $351,781

Adjusted -$18,863 for 90 sqft less living space and +$2,016 for being newer. Net adjustment: -$16,847.

The Neighborhood

This home is valued 3.2% below the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 0.4% over the past year.

G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5

typical
358 Properties
$377,162 Median Value
-0.4% YoY Change
4% Have Pool
96% Have Garage
This Home
$364,970
Median
$377,162

This home is -3.2% below the subdivision median.

Tax Analysis

The estimated annual property tax is $6,633 across all districts. With a homestead exemption claimed, that drops to $5,030 — saving $1,603 per year. That's $419 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$3,834
Williamson CountyCounty0.3694%$1,348
GeorgetownCity0.3530%$1,288
Williamson County FM/RdCounty0.0443%$162
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.8174%$6,633

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $346,016 would pay approximately $2,160 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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