2305 COTTONWOOD DR #A/B, GEORGETOWN, TX 78628
GEORGETOWN, 78628 — williamson County
Property at a Glance
This home is estimated between $316,788 and $366,650, with a best estimate of $328,420. That places the property above the G127X - Georgetown West Duplex median of $305,492, in a neighborhood that declined 2.9% over the past year.
Estimated Value Range
$328,420
$310,468
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in G127X - Georgetown West Duplex, this home's estimated market value is between $316,788 and $366,650. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted +$5,917 for being newer. Net adjustment: +$5,917.
Adjusted -$89,591 for 418 sqft less living space and +$15,778 for being newer. Net adjustment: -$73,813.
Adjusted +$65,800 for 307 sqft more living space and +$5,917 for being newer. Net adjustment: +$71,717.
Adjusted +$41,795 for 195 sqft more living space and +$5,917 for being newer. Net adjustment: +$47,712.
Adjusted +$5,917 for being newer. Net adjustment: +$5,917.
The Neighborhood
This home is valued 1.6% above the G127X - Georgetown West Duplex median of $305,492. With 410 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 2.9% over the past year.
G127X - Georgetown West Duplex
typicalThis home is +1.6% above the subdivision median.
Tax Analysis
The estimated annual property tax is $5,642 across all districts. With a homestead exemption claimed, that drops to $4,059 — saving $1,583 per year. That's $338 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Georgetown ISD | School | 1.0506% | $3,262 |
| Williamson County | County | 0.3694% | $1,147 |
| Georgetown | City | 0.3530% | $1,096 |
| Williamson County FM/Rd | County | 0.0443% | $138 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 1.8174% | $5,642 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $328,420 would pay approximately $2,050 per month (principal and interest only, excluding taxes and insurance).