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645 STRADA LUCA, FLORENCE, TX 76527

FLORENCE, 76527 — williamson County

5 bed4 bath4,029 sqftBuilt 2022

Property at a Glance

This home is estimated between $1,261,214 and $1,594,613, with a best estimate of $1,441,798. That places the property above the F112708A - VINEYARD AT FLORENCE median of $999,430, in a neighborhood that declined 1.9% over the past year.

Estimated Value Range

$1,261,214 $1,594,613
Best Estimate
$1,441,798
WCAD Value
$1,211,889
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in F112708A - VINEYARD AT FLORENCE, this home's estimated market value is between $1,261,214 and $1,594,613. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

649 STRADA LUCA, FLORENCE, TX 76527
0.05 mi 100% similar Same subdivision
4 bed 4 bath 3,266 sqft Built 2022
Raw Value $1,191,406
Adjusted Value $1,441,798

Adjusted +$250,392 for 763 sqft more living space. Net adjustment: +$250,392.

638 STRADA LUCA, FLORENCE, TX 76527
0.09 mi 100% similar Same subdivision
6 bed 4 bath 2,822 sqft Built 2023
Raw Value $1,199,337
Adjusted Value $1,594,613

Adjusted +$396,099 for 1,207 sqft more living space and -$823 for being older. Net adjustment: +$395,276.

637 STRADA LUCA, FLORENCE, TX 76527
0.09 mi 100% similar Same subdivision
4 bed 3 bath 3,282 sqft Built 2023
Raw Value $1,016,896
Adjusted Value $1,261,214

Adjusted +$245,141 for 747 sqft more living space and -$823 for being older. Net adjustment: +$244,318.

618 STRADA LUCA, FLORENCE, TX 76527
0.27 mi 100% similar Same subdivision
4 bed 3 bath 3,472 sqft Built 2022
Raw Value $1,139,399
Adjusted Value $1,322,189

Adjusted +$182,790 for 557 sqft more living space. Net adjustment: +$182,790.

617 STRADA LUCA, FLORENCE, TX 76527
0.30 mi 100% similar Same subdivision
5 bed 4 bath 3,245 sqft Built 2022
Raw Value $1,282,924
Adjusted Value $1,540,208

Adjusted +$257,284 for 784 sqft more living space. Net adjustment: +$257,284.

The Neighborhood

This home is valued 21.3% above the F112708A - VINEYARD AT FLORENCE median of $999,430. With 31 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 1.9% over the past year.

F112708A - VINEYARD AT FLORENCE

above average
31 Properties
$999,430 Median Value
-1.9% YoY Change
0% Have Pool
90% Have Garage
This Home
$1,211,889
Median
$999,430

This home is +21.3% above the subdivision median.

Tax Analysis

The estimated annual property tax is $18,566 across all districts. With a homestead exemption claimed, that drops to $16,917 — saving $1,649 per year. That's $1,410 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Florence ISDSchool1.0182%$12,339
Williamson CountyCounty0.3694%$4,477
Williamson County ESD #7 - FlorenceESD0.1000%$1,212
Williamson County FM/RdCounty0.0443%$537
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.5320%$18,566

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $1,441,798 would pay approximately $9,000 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/17/2026.

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