232 KERLEY DR, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $490,582 and $602,885, with a best estimate of $522,558. That places the property above the H308403H - CENTRAL SOUTH OF 79 median of $306,864, in a neighborhood that declined 5.9% over the past year.
Estimated Value Range
$522,558
$374,749
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H308403H - CENTRAL SOUTH OF 79, this home's estimated market value is between $490,582 and $602,885. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted +$238,531 for 1,240 sqft more living space. Net adjustment: +$238,531.
Adjusted +$201,790 for 1,049 sqft more living space and -$35,433 for being older. Net adjustment: +$166,357.
Adjusted +$217,564 for 1,131 sqft more living space and -$35,433 for being older. Net adjustment: +$182,131.
Adjusted +$211,985 for 1,102 sqft more living space and -$39,862 for being older. Net adjustment: +$172,123.
Adjusted +$288,354 for 1,499 sqft more living space and -$31,004 for being older. Net adjustment: +$257,350.
The Neighborhood
This home is valued 22.1% above the H308403H - CENTRAL SOUTH OF 79 median of $306,864. With 1,570 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 5.9% over the past year.
H308403H - CENTRAL SOUTH OF 79
above averageThis home is +22.1% above the subdivision median.
Tax Analysis
The estimated annual property tax is $8,105 across all districts. With a homestead exemption claimed, that drops to $6,348 — saving $1,757 per year. That's $529 per month a buyer should budget. The assessed value increased +3.0% vs the subdivision average of -5.9%. This above-average increase gives a protest opportunity score of 45 out of 100 — it may be worth challenging the appraisal.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $4,516 |
| Hutto | City | 0.3859% | $1,446 |
| Williamson County | County | 0.3694% | $1,384 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $375 |
| Williamson County FM/Rd | County | 0.0443% | $166 |
| EWC Higher Ed Center | special | 0.0409% | $153 |
| Upper Brushy Creek WCID | Water | 0.0170% | $64 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1628% | $8,105 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $522,558 would pay approximately $3,262 per month (principal and interest only, excluding taxes and insurance).