109 MOSSY ROCK CV, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $268,259 and $440,228, with a best estimate of $303,062. That places the property below the H401403G - Creek Bend median of $313,646, in a neighborhood that declined 7.0% over the past year.
Estimated Value Range
$303,062
$283,760
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H401403G - Creek Bend, this home's estimated market value is between $268,259 and $440,228. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted +$85,789 for 456 sqft more living space and +$1,750 for being newer. Net adjustment: +$87,539.
Adjusted +$90,492 for 481 sqft more living space and -$3,501 for being older. Net adjustment: +$86,991.
Adjusted -$31,795 for 169 sqft less living space and -$1,750 for being older. Net adjustment: -$33,545.
Adjusted +$18,061 for 96 sqft more living space. Net adjustment: +$18,061.
Adjusted -$31,795 for 169 sqft less living space and -$1,750 for being older. Net adjustment: -$33,545.
The Neighborhood
This home is valued 9.5% below the H401403G - Creek Bend median of $313,646. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 7.0% over the past year.
H401403G - Creek Bend
typicalThis home is -9.5% below the subdivision median.
Tax Analysis
The estimated annual property tax is $6,137 across all districts. With a homestead exemption claimed, that drops to $4,397 — saving $1,740 per year. That's $366 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $3,420 |
| Hutto | City | 0.3859% | $1,095 |
| Williamson County | County | 0.3694% | $1,048 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $284 |
| Williamson County FM/Rd | County | 0.0443% | $126 |
| EWC Higher Ed Center | special | 0.0409% | $116 |
| Lower Brushy Creek WCID | Water | 0.0169% | $48 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1627% | $6,137 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $303,062 would pay approximately $1,892 per month (principal and interest only, excluding taxes and insurance).