109 SPEARPOINT CV, GEORGETOWN, TX 78628
GEORGETOWN, 78628 — williamson County
Property at a Glance
This home is estimated between $1,387,808 and $2,127,409, with a best estimate of $1,804,138. That places the property above the I420701A - Cimarron Hills median of $1,461,889, in a neighborhood that declined 1.6% over the past year.
Estimated Value Range
$1,804,138
$2,023,934
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in I420701A - Cimarron Hills, this home's estimated market value is between $1,387,808 and $2,127,409. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted +$150,619 for 411 sqft more living space. Net adjustment: +$150,619.
Adjusted +$267,156 for 729 sqft more living space. Net adjustment: +$267,156.
Adjusted -$17,224 for 47 sqft less living space. Net adjustment: -$17,224.
Adjusted -$21,988 for 60 sqft less living space and -$9,470 for being older. Net adjustment: -$31,458.
Adjusted +$105,177 for 287 sqft more living space and +$44,195 for being newer. Net adjustment: +$149,372.
The Neighborhood
This home is valued 38.4% above the I420701A - Cimarron Hills median of $1,461,889. With 245 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 1.6% over the past year.
I420701A - Cimarron Hills
above averageThis home is +38.4% above the subdivision median.
Tax Analysis
The estimated annual property tax is $31,146 across all districts. With a homestead exemption claimed, that drops to $29,301 — saving $1,845 per year. That's $2,442 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Georgetown ISD | School | 1.0506% | $21,263 |
| Williamson County | County | 0.3694% | $7,477 |
| Williamson County ESD #4 - Liberty Hill | ESD | 0.0745% | $1,508 |
| Williamson County FM/Rd | County | 0.0443% | $897 |
| Cimarron Hills PID | pid | 0.0000% | $0 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 1.5389% | $31,146 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $1,804,138 would pay approximately $11,261 per month (principal and interest only, excluding taxes and insurance).