302 BANKSIDE DR, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $312,482 and $351,457, with a best estimate of $329,009. That places the property below the H406420C - Cross Creek median of $379,634, in a neighborhood that declined 4.2% over the past year.
Estimated Value Range
$329,009
$353,312
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H406420C - Cross Creek, this home's estimated market value is between $312,482 and $351,457. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted +$8,256 for 39 sqft more living space. Net adjustment: +$8,256.
Adjusted +$9,738 for 46 sqft more living space. Net adjustment: +$9,738.
Adjusted -$70,493 for 333 sqft less living space. Net adjustment: -$70,493.
Adjusted -$50,383 for 238 sqft less living space. Net adjustment: -$50,383.
Adjusted -$41,280 for 195 sqft less living space. Net adjustment: -$41,280.
The Neighborhood
This home is valued 6.9% below the H406420C - Cross Creek median of $379,634. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 4.2% over the past year.
H406420C - Cross Creek
typicalThis home is -6.9% below the subdivision median.
Tax Analysis
The estimated annual property tax is $7,641 across all districts. With a homestead exemption claimed, that drops to $5,889 — saving $1,752 per year. That's $491 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $4,258 |
| Hutto | City | 0.3859% | $1,364 |
| Williamson County | County | 0.3694% | $1,305 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $353 |
| Williamson County FM/Rd | County | 0.0443% | $157 |
| EWC Higher Ed Center | special | 0.0409% | $144 |
| Lower Brushy Creek WCID | Water | 0.0169% | $60 |
| Cross Creek PID | pid | 0.0000% | $0 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1627% | $7,641 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $329,009 would pay approximately $2,054 per month (principal and interest only, excluding taxes and insurance).