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106 COTTONWOOD DR, HUTTO, TX 78634

HUTTO, 78634 — williamson County

3 bed2 bath1,593 sqftBuilt 1985

Property at a Glance

This home is estimated between $295,664 and $402,011, with a best estimate of $322,586. That places the property above the H202499H - Clark's Crossing Sec 1,2,3 median of $267,669, in a neighborhood that declined 6.6% over the past year.

Estimated Value Range

$295,664 $402,011
Best Estimate
$322,586
WCAD Value
$270,160
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in H202499H - Clark's Crossing Sec 1,2,3, this home's estimated market value is between $295,664 and $402,011. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

104 COTTONWOOD DR, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,197 sqft Built 1987
Raw Value $245,090
Adjusted Value $322,586

Adjusted +$77,665 for 396 sqft more living space and -$169 for being older. Net adjustment: +$77,496.

102 COTTONWOOD DR, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,312 sqft Built 1984
Raw Value $246,396
Adjusted Value $301,591

Adjusted +$55,111 for 281 sqft more living space and +$84 for being newer. Net adjustment: +$55,195.

107 COTTONWOOD DR, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,654 sqft Built 1984
Raw Value $345,880
Adjusted Value $394,193

Adjusted -$11,964 for 61 sqft less living space and +$84 for being newer and +$60,193 for having a garage. Net adjustment: +$48,313.

105 COTTONWOOD DR, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,221 sqft Built 2001
Raw Value $330,404
Adjusted Value $402,011

Adjusted +$72,958 for 372 sqft more living space and -$1,351 for being older. Net adjustment: +$71,607.

103 COTTONWOOD DR, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,410 sqft Built 1984
Raw Value $259,689
Adjusted Value $295,664

Adjusted +$35,891 for 183 sqft more living space and +$84 for being newer. Net adjustment: +$35,975.

The Neighborhood

This home is in line with the H202499H - Clark's Crossing Sec 1,2,3 median of $267,669. Note that values in this subdivision declined 6.6% over the past year.

H202499H - Clark's Crossing Sec 1,2,3

typical
187 Properties
$267,669 Median Value
-6.6% YoY Change
2% Have Pool
99% Have Garage
This Home
$270,160
Median
$267,669

This home is +0.9% above the subdivision median.

Tax Analysis

The estimated annual property tax is $5,843 across all districts. With a homestead exemption claimed, that drops to $4,106 — saving $1,737 per year. That's $342 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Hutto ISDSchool1.2052%$3,256
HuttoCity0.3859%$1,043
Williamson CountyCounty0.3694%$998
Williamson County ESD #3 - HuttoESD0.1000%$270
Williamson County FM/RdCounty0.0443%$120
EWC Higher Ed Centerspecial0.0409%$110
Lower Brushy Creek WCIDWater0.0169%$46
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax2.1627%$5,843

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $322,586 would pay approximately $2,014 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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