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850 FM 619 SPUR, ELGIN, TX 78621

ELGIN, 78621 — williamson County

2 bed1 bath980 sqftBuilt 1920

Property at a Glance

This home is estimated between $-158,613 and $1,496,737, with a best estimate of $519,151. That places the property above the X006330I - THRALL ISD NON-CITY median of $447,610, in a neighborhood that appreciated 2.2% over the past year.

Estimated Value Range

$-158,613 $1,496,737
Best Estimate
$519,151
WCAD Value
$273,210
Medium Confidence

Based on 5 comparable properties(3 in the same subdivision)

Based on 5 comparable properties (3 in the same subdivision, 2 nearby), the estimated range is $-158,613 and $1,496,737. More comparables in the same subdivision would strengthen this estimate.

Comparable Properties (5)

525 FM 619 SPUR, ELGIN, TX 78621
0.00 mi 100% similar Same subdivision
2 bed 1 bath 868 sqft Built 1920
Raw Value $491,543
Adjusted Value $519,151

Adjusted +$27,608 for 112 sqft more living space. Net adjustment: +$27,608.

3 bed 1,104 sqft Built 1980
Raw Value $1,024,503
Adjusted Value $879,703

Adjusted -$30,565 for 124 sqft less living space and -$114,235 for being older. Net adjustment: -$144,800.

400 FM 619 SPUR, ELGIN, TX 78621
0.00 mi 69% similar Same subdivision
3 bed 2 bath 1,609 sqft Built 1996
Raw Value $1,796,480
Adjusted Value $1,496,737

Adjusted -$155,046 for 629 sqft less living space and -$144,697 for being older. Net adjustment: -$299,743.

3 bed 1,216 sqft Built 2022
Raw Value $93,759
Adjusted Value $-158,613

Adjusted -$58,173 for 236 sqft less living space and -$194,199 for being older. Net adjustment: -$252,372.

1050 FM 619 SPUR, ELGIN, TX 78621
0.00 mi 60% similar Same subdivision
3 bed 374 sqft Built 2017
Raw Value $157,545
Adjusted Value $122,243

Adjusted +$149,377 for 606 sqft more living space and -$184,679 for being older. Net adjustment: -$35,302.

The Neighborhood

This home is valued 39.0% below the X006330I - THRALL ISD NON-CITY median of $447,610. That positions it competitively for buyers comparing within the neighborhood. The neighborhood appreciated 2.2% over the past year.

X006330I - THRALL ISD NON-CITY

below average
1,269 Properties
$447,610 Median Value
+2.2% YoY Change
4% Have Pool
36% Have Garage
This Home
$273,210
Median
$447,610

This home is -39.0% below the subdivision median.

Tax Analysis

The estimated annual property tax is $4,708 across all districts. With a homestead exemption claimed, that drops to $2,965 — saving $1,743 per year. That's $247 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Thrall ISDSchool1.2096%$3,305
Williamson CountyCounty0.3694%$1,009
Williamson County ESD #10 - CouplandESD0.1000%$273
Williamson County FM/RdCounty0.0443%$121
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.7234%$4,708

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $519,151 would pay approximately $3,241 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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