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1313 HIGHWATER DR, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

4 bed3 bath1,888 sqftBuilt 2020

Property at a Glance

This home is estimated between $418,141 and $661,108, with a best estimate of $505,429. That places the property above the G172613B - WATER OAK NORTH median of $501,966, in a neighborhood that declined 3.7% over the past year.

Estimated Value Range

$418,141 $661,108
Best Estimate
$505,429
WCAD Value
$585,288
Low Confidence

Based on 5 comparable properties(0 in the same subdivision)

There are 5 comparable properties within range, but none are in G172613B - WATER OAK NORTH. The estimated range of $418,141 and $661,108 should be treated as a rough guide.

Comparable Properties (5)

4 bed 4 bath 1,810 sqft Built 2025
Raw Value $584,337
Adjusted Value $628,077

Adjusted +$16,609 for 78 sqft more living space and +$27,131 for being newer. Net adjustment: +$43,740.

4 bed 3 bath 2,395 sqft Built 2025
Raw Value $586,256
Adjusted Value $505,429

Adjusted -$107,958 for 507 sqft less living space and +$27,131 for being newer. Net adjustment: -$80,827.

4 bed 4 bath 2,139 sqft Built 2025
Raw Value $687,423
Adjusted Value $661,108

Adjusted -$53,446 for 251 sqft less living space and +$27,131 for being newer. Net adjustment: -$26,315.

4 bed 3 bath 2,018 sqft Built 1999
Raw Value $559,774
Adjusted Value $418,141

Adjusted -$27,681 for 130 sqft less living space and -$113,952 for being older. Net adjustment: -$141,633.

4 bed 3 bath 2,673 sqft Built 2025
Raw Value $608,648
Adjusted Value $468,626

Adjusted -$167,153 for 785 sqft less living space and +$27,131 for being newer. Net adjustment: -$140,022.

The Neighborhood

This home is valued 16.6% above the G172613B - WATER OAK NORTH median of $501,966. With 442 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 3.7% over the past year.

G172613B - WATER OAK NORTH

above average
442 Properties
$501,966 Median Value
-3.7% YoY Change
0% Have Pool
99% Have Garage
This Home
$585,288
Median
$501,966

This home is +16.6% above the subdivision median.

Tax Analysis

The estimated annual property tax is $14,489 across all districts. With a homestead exemption claimed, that drops to $12,910 — saving $1,579 per year. That's $1,076 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$6,149
Williamson County MUD #25MUD0.9200%$5,385
Williamson CountyCounty0.3694%$2,162
Williamson County ESD #8 - GeorgetownESD0.0912%$534
Williamson County FM/RdCounty0.0443%$259
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax2.4756%$14,489

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $505,429 would pay approximately $3,155 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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