403 WATERWAY AVE, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $276,587 and $372,673, with a best estimate of $287,752. That places the property below the H406420C - Cross Creek median of $379,634, in a neighborhood that declined 4.2% over the past year.
Estimated Value Range
$287,752
$314,153
Based on 5 comparable properties(4 in the same subdivision)
Based on 5 comparable properties (4 in the same subdivision, 1 nearby), the estimated range is $276,587 and $372,673. More comparables in the same subdivision would strengthen this estimate.
Comparable Properties (5)
Adjusted +$6,986 for 33 sqft more living space. Net adjustment: +$6,986.
Adjusted +$9,103 for 43 sqft more living space and -$32,989 for being older. Net adjustment: -$23,886.
Adjusted -$44,032 for 208 sqft less living space. Net adjustment: -$44,032.
Adjusted -$37,469 for 177 sqft less living space. Net adjustment: -$37,469.
Adjusted -$71,552 for 338 sqft less living space. Net adjustment: -$71,552.
The Neighborhood
This home is valued 17.2% below the H406420C - Cross Creek median of $379,634. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 4.2% over the past year.
H406420C - Cross Creek
below averageThis home is -17.2% below the subdivision median.
Tax Analysis
The estimated annual property tax is $6,794 across all districts. With a homestead exemption claimed, that drops to $5,049 — saving $1,745 per year. That's $421 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $3,786 |
| Hutto | City | 0.3859% | $1,212 |
| Williamson County | County | 0.3694% | $1,161 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $314 |
| Williamson County FM/Rd | County | 0.0443% | $139 |
| EWC Higher Ed Center | special | 0.0409% | $128 |
| Lower Brushy Creek WCID | Water | 0.0169% | $53 |
| Cross Creek PID | pid | 0.0000% | $0 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1627% | $6,794 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $287,752 would pay approximately $1,796 per month (principal and interest only, excluding taxes and insurance).