105 OSTRACODA LN, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $344,609 and $486,065, with a best estimate of $379,747. That places the property above the H406420C - Cross Creek median of $379,634, in a neighborhood that declined 4.2% over the past year.
Estimated Value Range
$379,747
$359,989
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H406420C - Cross Creek, this home's estimated market value is between $344,609 and $486,065. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted +$45,302 for 214 sqft more living space. Net adjustment: +$45,302.
Adjusted -$42,550 for 201 sqft less living space. Net adjustment: -$42,550.
Adjusted +$38,316 for 181 sqft more living space. Net adjustment: +$38,316.
Adjusted +$73,457 for 347 sqft more living space. Net adjustment: +$73,457.
Adjusted -$1,694 for 8 sqft less living space. Net adjustment: -$1,694.
The Neighborhood
This home is valued 5.2% below the H406420C - Cross Creek median of $379,634. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 4.2% over the past year.
H406420C - Cross Creek
typicalThis home is -5.2% below the subdivision median.
Tax Analysis
The estimated annual property tax is $7,786 across all districts. With a homestead exemption claimed, that drops to $6,032 — saving $1,754 per year. That's $503 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $4,339 |
| Hutto | City | 0.3859% | $1,389 |
| Williamson County | County | 0.3694% | $1,330 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $360 |
| Williamson County FM/Rd | County | 0.0443% | $160 |
| EWC Higher Ed Center | special | 0.0409% | $147 |
| Lower Brushy Creek WCID | Water | 0.0169% | $61 |
| Cross Creek PID | pid | 0.0000% | $0 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1627% | $7,786 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $379,747 would pay approximately $2,370 per month (principal and interest only, excluding taxes and insurance).