515 MOSSY ROCK DR, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $282,208 and $427,365, with a best estimate of $381,669. That places the property above the H406420C - Cross Creek median of $379,634, in a neighborhood that declined 4.2% over the past year.
Estimated Value Range
$381,669
$306,061
Based on 5 comparable properties(4 in the same subdivision)
Based on 5 comparable properties (4 in the same subdivision, 1 nearby), the estimated range is $282,208 and $427,365. More comparables in the same subdivision would strengthen this estimate.
Comparable Properties (5)
Adjusted -$6,774 for 32 sqft less living space. Net adjustment: -$6,774.
Adjusted +$847 for 4 sqft more living space and +$131,957 for being newer. Net adjustment: +$132,804.
This comparable closely matches the subject property's features.
Adjusted -$44,455 for 210 sqft less living space. Net adjustment: -$44,455.
Adjusted -$3,599 for 17 sqft less living space. Net adjustment: -$3,599.
The Neighborhood
This home is valued 19.4% below the H406420C - Cross Creek median of $379,634. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 4.2% over the past year.
H406420C - Cross Creek
below averageThis home is -19.4% below the subdivision median.
Tax Analysis
The estimated annual property tax is $6,619 across all districts. With a homestead exemption claimed, that drops to $4,875 — saving $1,744 per year. That's $406 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $3,689 |
| Hutto | City | 0.3859% | $1,181 |
| Williamson County | County | 0.3694% | $1,131 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $306 |
| Williamson County FM/Rd | County | 0.0443% | $136 |
| EWC Higher Ed Center | special | 0.0409% | $125 |
| Lower Brushy Creek WCID | Water | 0.0169% | $52 |
| Cross Creek PID | pid | 0.0000% | $0 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1627% | $6,619 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $381,669 would pay approximately $2,382 per month (principal and interest only, excluding taxes and insurance).