1316 HIGHLAND RIDGE RD, GEORGETOWN, TX 78628
GEORGETOWN, 78628 — williamson County
Property at a Glance
This home is estimated between $297,739 and $724,003, with a best estimate of $426,910. That places the property below the I448514C - Oaks of San Gabriel median of $483,914, in a neighborhood that appreciated 5.1% over the past year.
Estimated Value Range
$426,910
$400,117
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in I448514C - Oaks of San Gabriel, this home's estimated market value is between $297,739 and $724,003. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$38,831 for 164 sqft less living space and -$10,054 for being older. Net adjustment: -$48,885.
Adjusted +$17,758 for 75 sqft more living space. Net adjustment: +$17,758.
Adjusted -$115,073 for 486 sqft less living space and -$30,163 for being older. Net adjustment: -$145,236.
Adjusted +$54,221 for 229 sqft more living space and -$10,054 for being older. Net adjustment: +$44,167.
Adjusted -$3,788 for 16 sqft less living space. Net adjustment: -$3,788.
The Neighborhood
This home is valued 17.3% below the I448514C - Oaks of San Gabriel median of $483,914. That positions it competitively for buyers comparing within the neighborhood. The neighborhood appreciated 5.1% over the past year.
I448514C - Oaks of San Gabriel
below averageThis home is -17.3% below the subdivision median.
Tax Analysis
The estimated annual property tax is $9,768 across all districts. With a homestead exemption claimed, that drops to $7,959 — saving $1,809 per year. That's $663 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Liberty Hill ISD | School | 1.2389% | $4,957 |
| West Williamson County MUD #1 | MUD | 0.7140% | $2,857 |
| Williamson County | County | 0.3694% | $1,478 |
| Williamson County ESD #4 - Liberty Hill | ESD | 0.0745% | $298 |
| Williamson County FM/Rd | County | 0.0443% | $177 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.4412% | $9,768 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $426,910 would pay approximately $2,665 per month (principal and interest only, excluding taxes and insurance).