104 FINLEY ST, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $434,967 and $517,564, with a best estimate of $445,055. That places the property above the H108318D - Hutto Square Sec 5A median of $414,551, in a neighborhood that declined 2.0% over the past year.
Estimated Value Range
$445,055
$399,087
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H108318D - Hutto Square Sec 5A, this home's estimated market value is between $434,967 and $517,564. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted +$85,806 for 429 sqft more living space. Net adjustment: +$85,806.
Adjusted +$77,405 for 387 sqft more living space and +$9,784 for being newer. Net adjustment: +$87,189.
Adjusted -$200 for 1 sqft less living space and +$9,784 for being newer. Net adjustment: +$9,584.
Adjusted +$73,005 for 365 sqft more living space and +$9,784 for being newer. Net adjustment: +$82,789.
Adjusted +$70,605 for 353 sqft more living space and +$9,784 for being newer. Net adjustment: +$80,389.
The Neighborhood
This home is valued 3.7% below the H108318D - Hutto Square Sec 5A median of $414,551. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 2.0% over the past year.
H108318D - Hutto Square Sec 5A
typicalThis home is -3.7% below the subdivision median.
Tax Analysis
The estimated annual property tax is $8,631 across all districts. With a homestead exemption claimed, that drops to $6,870 — saving $1,761 per year. That's $573 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $4,810 |
| Hutto | City | 0.3859% | $1,540 |
| Williamson County | County | 0.3694% | $1,474 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $399 |
| Williamson County FM/Rd | County | 0.0443% | $177 |
| EWC Higher Ed Center | special | 0.0409% | $163 |
| Upper Brushy Creek WCID | Water | 0.0170% | $68 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1628% | $8,631 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $445,055 would pay approximately $2,778 per month (principal and interest only, excluding taxes and insurance).