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120 RIVER RD, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

3 bed3 bath2,117 sqftBuilt 1984

Property at a Glance

This home is estimated between $294,933 and $450,052, with a best estimate of $432,494. That places the property below the G180580F - Oakcrest Estates (Riverside & Spring) median of $521,372, in a neighborhood that appreciated 15.7% over the past year.

Estimated Value Range

$294,933 $450,052
Best Estimate
$432,494
WCAD Value
$550,535
Low Confidence

Based on 5 comparable properties(0 in the same subdivision)

There are 5 comparable properties within range, but none are in G180580F - Oakcrest Estates (Riverside & Spring). The estimated range of $294,933 and $450,052 should be treated as a rough guide.

Comparable Properties (5)

3 bed 2 bath 1,812 sqft Built 1982
Raw Value $355,197
Adjusted Value $442,853

Adjusted +$83,227 for 305 sqft more living space and +$4,429 for being newer. Net adjustment: +$87,656.

3 bed 2 bath 1,690 sqft Built 1982
Raw Value $311,547
Adjusted Value $432,494

Adjusted +$116,518 for 427 sqft more living space and +$4,429 for being newer. Net adjustment: +$120,947.

3 bed 2 bath 1,678 sqft Built 1982
Raw Value $186,971
Adjusted Value $311,192

Adjusted +$119,792 for 439 sqft more living space and +$4,429 for being newer. Net adjustment: +$124,221.

3 bed 2 bath 1,549 sqft Built 1981
Raw Value $288,416
Adjusted Value $450,052

Adjusted +$154,993 for 568 sqft more living space and +$6,643 for being newer. Net adjustment: +$161,636.

3 bed 2 bath 2,189 sqft Built 2009
Raw Value $369,941
Adjusted Value $294,933

Adjusted -$19,647 for 72 sqft less living space and -$55,361 for being older. Net adjustment: -$75,008.

The Neighborhood

This home is valued 5.6% above the G180580F - Oakcrest Estates (Riverside & Spring) median of $521,372. With 168 homes in the subdivision, the property sits in the upper tier. The neighborhood appreciated 15.7% over the past year.

G180580F - Oakcrest Estates (Riverside & Spring)

typical
168 Properties
$521,372 Median Value
+15.7% YoY Change
4% Have Pool
85% Have Garage
This Home
$550,535
Median
$521,372

This home is +5.6% above the subdivision median.

Tax Analysis

The estimated annual property tax is $9,938 across all districts. With a homestead exemption claimed, that drops to $8,270 — saving $1,668 per year. That's $689 per month a buyer should budget. The assessed value increased +10.7% vs the subdivision average of +15.7%. This increase gives a protest opportunity score of 30 out of 100 — it may be worth challenging the appraisal.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$5,745
Williamson CountyCounty0.3694%$2,020
GeorgetownCity0.3530%$1,930
Williamson County FM/RdCounty0.0443%$242
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.8174%$9,938
30 / 100

Some opportunity.

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $432,494 would pay approximately $2,700 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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