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1304 ELM ST, GEORGETOWN, TX 78626

GEORGETOWN, 78626 — williamson County

3 bed2 bath1,970 sqftBuilt 1895

Property at a Glance

This home is estimated between $1,067,449 and $1,513,855, with a best estimate of $1,208,250. That places the property above the G656H - Old Town Gtown Class H4 & H5 median of $1,145,645, in a neighborhood that declined 11.4% over the past year.

Estimated Value Range

$1,067,449 $1,513,855
Best Estimate
$1,208,250
WCAD Value
$1,398,077
Medium Confidence

Based on 5 comparable properties(4 in the same subdivision)

Based on 5 comparable properties (4 in the same subdivision, 1 nearby), the estimated range is $1,067,449 and $1,513,855. More comparables in the same subdivision would strengthen this estimate.

Comparable Properties (5)

304 UNIVERSITY AVE E, GEORGETOWN, TX 78626
0.05 mi 100% similar Same subdivision
3 bed 2 bath 1,964 sqft Built 1900
Raw Value $1,044,004
Adjusted Value $1,067,449

Adjusted +$3,370 for 6 sqft more living space and +$20,075 for being newer. Net adjustment: +$23,445.

1404 ELM ST, GEORGETOWN, TX 78626
0.06 mi 100% similar Same subdivision
3 bed 2 bath 1,965 sqft Built 1895
Raw Value $1,118,449
Adjusted Value $1,121,257

Adjusted +$2,808 for 5 sqft more living space. Net adjustment: +$2,808.

1312 S ELM ST, GEORGETOWN, TX 78626
0.02 mi 98% similar Same subdivision
5 bed 4 bath 1,917 sqft Built 1895
Raw Value $1,314,021
Adjusted Value $1,480,969

Adjusted +$29,767 for 53 sqft more living space and +$137,181 for having a pool. Net adjustment: +$166,948.

308 UNIVERSITY AVE E, GEORGETOWN, TX 78626
0.05 mi 85% similar Same subdivision
5 bed 4 bath 2,599 sqft Built 1890
Raw Value $1,750,020
Adjusted Value $1,513,855

Adjusted -$353,271 for 629 sqft less living space and -$20,075 for being older and +$137,181 for having a pool. Net adjustment: -$236,165.

3 bed 2 bath 1,694 sqft Built 1920
Raw Value $815,684
Adjusted Value $1,208,250

Adjusted +$155,012 for 276 sqft more living space and +$100,373 for being newer and +$137,181 for having a pool. Net adjustment: +$392,566.

The Neighborhood

This home is valued 22.0% above the G656H - Old Town Gtown Class H4 & H5 median of $1,145,645. With 47 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 11.4% over the past year.

G656H - Old Town Gtown Class H4 & H5

above average
47 Properties
$1,145,645 Median Value
-11.4% YoY Change
23% Have Pool
26% Have Garage
This Home
$1,398,077
Median
$1,145,645

This home is +22.0% above the subdivision median.

Tax Analysis

The estimated annual property tax is $25,408 across all districts. With a homestead exemption claimed, that drops to $23,432 — saving $1,976 per year. That's $1,953 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$14,688
Williamson CountyCounty0.3694%$5,165
GeorgetownCity0.3530%$4,935
Williamson County FM/RdCounty0.0443%$620
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.8174%$25,408

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $1,208,250 would pay approximately $7,542 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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