305 SHADY OAK DR, GEORGETOWN, TX 78628
GEORGETOWN, 78628 — williamson County
Property at a Glance
This home is estimated between $295,330 and $473,945, with a best estimate of $305,155. That places the property below the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162, in a neighborhood that declined 0.4% over the past year.
Estimated Value Range
$305,155
$360,932
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5, this home's estimated market value is between $295,330 and $473,945. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$66,438 for 317 sqft less living space. Net adjustment: -$66,438.
Adjusted -$7,545 for 36 sqft less living space and -$403 for being older. Net adjustment: -$7,948.
Adjusted -$67,276 for 321 sqft less living space and +$3,226 for being newer. Net adjustment: -$64,050.
Adjusted -$63,085 for 301 sqft less living space and +$3,226 for being newer and -$8,692 for no pool. Net adjustment: -$68,551.
Adjusted -$80,899 for 386 sqft less living space and +$1,210 for being newer. Net adjustment: -$79,689.
The Neighborhood
This home is valued 4.3% below the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 0.4% over the past year.
G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5
typicalThis home is -4.3% below the subdivision median.
Tax Analysis
The estimated annual property tax is $6,559 across all districts. With a homestead exemption claimed, that drops to $4,958 — saving $1,601 per year. That's $413 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Georgetown ISD | School | 1.0506% | $3,792 |
| Williamson County | County | 0.3694% | $1,333 |
| Georgetown | City | 0.3530% | $1,274 |
| Williamson County FM/Rd | County | 0.0443% | $160 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 1.8174% | $6,559 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $305,155 would pay approximately $1,905 per month (principal and interest only, excluding taxes and insurance).