138 FINLEY ST, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $384,903 and $498,628, with a best estimate of $425,609. That places the property above the H108318D - Hutto Square Sec 5A median of $414,551, in a neighborhood that declined 2.0% over the past year.
Estimated Value Range
$425,609
$390,323
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H108318D - Hutto Square Sec 5A, this home's estimated market value is between $384,903 and $498,628. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$4,400 for 22 sqft less living space and -$9,784 for being older. Net adjustment: -$14,184.
Adjusted +$81,406 for 407 sqft more living space and -$9,784 for being older. Net adjustment: +$71,622.
Adjusted +$73,005 for 365 sqft more living space. Net adjustment: +$73,005.
Adjusted -$4,600 for 23 sqft less living space. Net adjustment: -$4,600.
Adjusted +$68,605 for 343 sqft more living space. Net adjustment: +$68,605.
The Neighborhood
This home is valued 5.8% below the H108318D - Hutto Square Sec 5A median of $414,551. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 2.0% over the past year.
H108318D - Hutto Square Sec 5A
typicalThis home is -5.8% below the subdivision median.
Tax Analysis
The estimated annual property tax is $8,442 across all districts. With a homestead exemption claimed, that drops to $6,682 — saving $1,760 per year. That's $557 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $4,704 |
| Hutto | City | 0.3859% | $1,506 |
| Williamson County | County | 0.3694% | $1,442 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $390 |
| Williamson County FM/Rd | County | 0.0443% | $173 |
| EWC Higher Ed Center | special | 0.0409% | $160 |
| Upper Brushy Creek WCID | Water | 0.0170% | $66 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1628% | $8,442 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $425,609 would pay approximately $2,657 per month (principal and interest only, excluding taxes and insurance).