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1321 TERRA ST, ROUND ROCK, TX 78665

ROUND ROCK, 78665 — williamson County

3 bed2 bath1,516 sqftBuilt 1994

Property at a Glance

This home is estimated between $218,767 and $305,927, with a best estimate of $268,241. That places the property below the R407595G - Vista Heights & Indian Ridge median of $325,945, in a neighborhood that declined 9.5% over the past year.

Estimated Value Range

$218,767 $305,927
Best Estimate
$268,241
WCAD Value
$285,278
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in R407595G - Vista Heights & Indian Ridge, this home's estimated market value is between $218,767 and $305,927. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

1323 TERRA ST, ROUND ROCK, TX 78665
0.01 mi 100% similar Same subdivision
3 bed 2 bath 1,812 sqft Built 1998
Raw Value $314,112
Adjusted Value $252,421

Adjusted -$56,064 for 296 sqft less living space and -$5,627 for being older. Net adjustment: -$61,691.

1319 TERRA ST, ROUND ROCK, TX 78665
0.01 mi 100% similar Same subdivision
3 bed 2 bath 2,214 sqft Built 2000
Raw Value $359,413
Adjusted Value $218,767

Adjusted -$132,205 for 698 sqft less living space and -$8,441 for being older. Net adjustment: -$140,646.

1322 ASHLEY DR, ROUND ROCK, TX 78665
0.02 mi 100% similar Same subdivision
3 bed 2 bath 1,507 sqft Built 1995
Raw Value $295,515
Adjusted Value $295,813

Adjusted +$1,705 for 9 sqft more living space and -$1,407 for being older. Net adjustment: +$298.

1320 ASHLEY DR, ROUND ROCK, TX 78665
0.02 mi 100% similar Same subdivision
3 bed 2 bath 1,473 sqft Built 1996
Raw Value $300,597
Adjusted Value $305,927

Adjusted +$8,144 for 43 sqft more living space and -$2,814 for being older. Net adjustment: +$5,330.

1317 TERRA ST, ROUND ROCK, TX 78665
0.03 mi 100% similar Same subdivision
3 bed 2 bath 1,853 sqft Built 1998
Raw Value $337,698
Adjusted Value $268,241

Adjusted -$63,830 for 337 sqft less living space and -$5,627 for being older. Net adjustment: -$69,457.

The Neighborhood

This home is valued 12.5% below the R407595G - Vista Heights & Indian Ridge median of $325,945. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 9.5% over the past year.

R407595G - Vista Heights & Indian Ridge

typical
261 Properties
$325,945 Median Value
-9.5% YoY Change
2% Have Pool
100% Have Garage
This Home
$285,278
Median
$325,945

This home is -12.5% below the subdivision median.

Tax Analysis

The estimated annual property tax is $5,133 across all districts. With a homestead exemption claimed, that drops to $3,830 — saving $1,303 per year. That's $319 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Round Rock ISDSchool0.8931%$2,548
Round RockCity0.3720%$1,061
Williamson CountyCounty0.3694%$1,054
Austin Community Collegespecial0.1034%$295
Williamson County FM/RdCounty0.0443%$126
Upper Brushy Creek WCIDWater0.0170%$48
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.7993%$5,133

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $268,241 would pay approximately $1,674 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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